Compare Today’s Refinance Rates for San Ysidro, California 92173
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in San Ysidro, California 92173.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $11,915 over the lifetime of your mortgage, which translates to a monthly savings of $33 in San Ysidro and other areas of San Diego county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in San Ysidro, California 92173
Become a certified mortgage expert on Pureloan.com
in San Ysidro, California 92173
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for San Ysidro, California 92173
Pureloan has developed an interactive chart to monitor the five largest local lenders in San Ysidro, CA 92173, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in San Ysidro, California 92173 from 2024 - 2016
The following historical data provides insights into refinancing trends in San Ysidro, California and the surrounding San Diego county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around San Ysidro, California 92173
If you are considering refinancing your mortgage or obtaining a cash-out refinance in San Ysidro, California 92173, we have compiled a list of top refinance brokers to assist you in the process.
Tony Sanchez
Loan Originator
1225 W Main St Frnt
El Centro, CA 92173
(760) 337-1253
TSanchez@primelending.com
Cynthia Valadez
Loan Processor
78575 Highway 111 Ste 200
La Quinta, CA 92173
(760) 600-5383
cvaladez@castlecooke.com
Ma Cardenas-Garcia
Loan officer
78575 Highway 111 Ste 200
La Quinta, CA 92173
(760) 600-5383
acardenas@castlecooke.com
Claudia Duffle
Loan officer
78575 Highway 111 Ste 200
La Quinta, CA 92173
(760) 600-5383
cduffle@castlecooke.com
Elidia Renteria
Loan officer
78575 Highway 111 Ste 200
La Quinta, CA 92173
(760) 600-5383
erenteria@castlecooke.com
Address
1225 W Main St Frnt
El Centro, CA
Contact
(760) 337-1253
Fax (301) 639-0804
TSanchez@primelending.com
Address
78575 Highway 111 Ste 200
La Quinta, CA
Contact
(760) 600-5383
Fax (301) 639-0804
cvaladez@castlecooke.com
Address
78575 Highway 111 Ste 200
La Quinta, CA
Contact
(760) 600-5383
Fax (301) 639-0804
acardenas@castlecooke.com