Compare Today’s Refinance Rates for Santa Ana, California 92725
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Santa Ana, California 92725.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $10,338 over the lifetime of your mortgage, which translates to a monthly savings of $29 in Santa Ana and other areas of Orange county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Santa Ana, California 92725
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Interactive Refinance Rate Projections for Santa Ana, California 92725
Pureloan has developed an interactive chart to monitor the five largest local lenders in Santa Ana, CA 92725, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Santa Ana, California 92725 from 2024 - 2016
The following historical data provides insights into refinancing trends in Santa Ana, California and the surrounding Orange county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Santa Ana, California 92725
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Santa Ana, California 92725, we have compiled a list of top refinance brokers to assist you in the process.
Ted Vizcarra
Mortgage Banker
1300 N Main St
Santa Ana, CA 92725
(626) 222-0760
Ted.Vizcarra@chase.com
Charles Austin
Mortgage Banker
1300 N Main St
Santa Ana, CA 92725
(714) 472-9973
Charles.Austin@chase.com
Bryan Ahn
Lending Manager
1300 N Main St
Santa Ana, CA 92725
(714) 724-0900
Bryan.Ahn@chase.com
John Dao
Loan Officer
1551 N. Tustin Ave. Suite 560
Santa Ana, CA 92725
(949) 999-2658
JohnDao
James Christiansen
Loan Officer
1551 N. Tustin Ave. Suite 560
Santa Ana, CA 92725
(714) 415-1248
James.Christiansen@homestreet.com
Address
1300 N Main St
Santa Ana, CA
Contact
(626) 222-0760
Fax (301) 639-0804
Ted.Vizcarra@chase.com
Address
1300 N Main St
Santa Ana, CA
Contact
(714) 472-9973
Fax (301) 639-0804
Charles.Austin@chase.com
Address
1300 N Main St
Santa Ana, CA
Contact
(714) 724-0900
Fax (301) 639-0804
Bryan.Ahn@chase.com