Compare Today’s Refinance Rates for Santa Ana, California

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Santa Ana, California 92799. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $15,546 or $43 / month in Santa Ana and other areas of Orange county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Santa Ana, California 92799.

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Summary of Average Refinance Terms in Santa Ana, California 92799

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Santa Ana, CA 92799, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Santa Ana, California 92799 from 2012 - 2019

Below are historical data on refinancing in Santa Ana, California and around Orange county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 70.15% 67.03% 71.32% 76.97% 80.16% 79.72% 79.05% 74.77%
avg refi rate 4.84% 4.52% 3.88% 3.74% 4.45% 4.05% 3.83% 3.97%
% 15 year fixed refinance 22.17% 23.38% 21.44% 18.00% 13.76% 14.17% 14.34% 18.49%
avg refi rate 4.26% 3.84% 3.28% 3.05% 3.54% 3.26% 3.11% 3.13%
Avg credit score 774.20 774.45 777.97 770.24 752.92 758.49 758.68 754.69
Avg LTV (loan to value) 56.20% 58.01% 58.80% 62.12% 67.64% 65.82% 63.38% 61.15%
Avg DTI (debt to income) 33.23 33.18 31.98 33.14 35.62 35.36 35.48 35.93
Avg refinance insurance % 0.30% 0.68% 0.76% 1.45% 2.16% 2.00% 1.86% 1.67%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Santa Ana, California 92799

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Santa Ana, California 92799, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ted Vizcarra

Mortgage Banker

1300 N Main St

Santa Ana, CA 92799

(626) 222-0760

Ted.Vizcarra@chase.com

Charles Austin

Mortgage Banker

1300 N Main St

Santa Ana, CA 92799

(714) 472-9973

Charles.Austin@chase.com

Bryan Ahn

Lending Manager

1300 N Main St

Santa Ana, CA 92799

(714) 724-0900

Bryan.Ahn@chase.com

John Dao

Loan Officer

1551 N. Tustin Ave. Suite 560

Santa Ana, CA 92799

(949) 999-2658

JohnDao

James Christiansen

Loan Officer

1551 N. Tustin Ave. Suite 560

Santa Ana, CA 92799

(714) 415-1248

James.Christiansen@homestreet.com

Address

1300 N Main St

Santa Ana, CA

Contact

(626) 222-0760

Fax (301) 639-0804

Ted.Vizcarra@chase.com

Address

1300 N Main St

Santa Ana, CA

Contact

(714) 472-9973

Fax (301) 639-0804

Charles.Austin@chase.com

Address

1300 N Main St

Santa Ana, CA

Contact

(714) 724-0900

Fax (301) 639-0804

Bryan.Ahn@chase.com

Refinancing News for Santa Ana, California 92799