Compare Today’s Refinance Rates for Santa Fe Springs, California 90671
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Santa Fe Springs, California 90671.
With a 30-year amortization refinance in Santa Fe Springs and surrounding areas of Los Angeles county, our calculations show that you can expect to save up to $8,561 over the lifetime of your mortgage, or a monthly savings of $24. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Santa Fe Springs, California 90671.
Summary of Average Refinances in Santa Fe Springs, California 90671
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Interactive Refinance Rate Projections for Santa Fe Springs, California 90671
Pureloan has developed an interactive chart to monitor the five largest local lenders in Santa Fe Springs, CA 90671, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Santa Fe Springs, California 90671 from 2024 - 2016
The following historical data provides insights into refinancing trends in Santa Fe Springs, California and the surrounding Los Angeles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 70.64% | 76.46% | 79.40% | 85.69% | 81.32% | 77.03% | 78.05% | 77.51% |
avg refi rate | 6.15% | 3.46% | 2.90% | 3.20% | 4.11% | 4.55% | 4.11% | 3.89% | 4.07% |
% 15 year fixed refinance | 6.67% | 19.07% | 15.10% | 12.84% | 8.51% | 12.40% | 14.85% | 14.93% | 14.59% |
avg refi rate | 5.75% | 2.73% | 2.40% | 2.71% | 3.52% | 3.82% | 3.35% | 3.14% | 3.35% |
Avg credit score | 742.00 | 763.29 | 767.08 | 767.66 | 752.77 | 742.20 | 749.73 | 757.22 | 757.37 |
Avg LTV (loan to value) | 42.77% | 45.99% | 49.59% | 53.00% | 59.47% | 56.62% | 54.33% | 56.56% | 59.02% |
Avg DTI (debt to income) | 38.30 | 38.19 | 35.58 | 35.22 | 37.08 | 39.13 | 37.44 | 35.96 | 36.33 |
Avg refinance insurance % | 0.39% | 0.48% | 0.63% | 1.45% | 0.90% | 0.60% | 0.64% | 0.75% |
Best Refinance Brokers around Santa Fe Springs, California 90671
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Santa Fe Springs, California 90671, we have compiled a list of top refinance brokers to assist you in the process.
Leslie Day
Mortgage Consultant
11306 183rd St Ste 203
Cerritos, CA 90671
(562) 809-3100
leslie.day@icitymortgage.com
Philip Pannell
Mortgage Consultant
11306 183rd St Ste 203
Cerritos, CA 90671
(562) 809-3100
philip.pannell@icitymortgage.com
Eunjung Chang
Mortgage Banker
13223 South St
Cerritos, CA 90671
(156) 286-5183
Eunjung.J.Chang@Chase.com
Lucy Pons
Mortgage Banker
16804 Bellfower Blvd.
Bellflower, CA 90671
(156) 288-4558
Lucy.M.Pons@Chase.com
Carlos Rodriguez
Loan Officer
16804 Bellfower Blvd.
Bellflower, CA 90671
(562) 925-4328
Carlos.A.Rodriguez@chase.com
Address
11306 183rd St Ste 203
Cerritos, CA
Contact
(562) 809-3100
Fax (301) 639-0804
leslie.day@icitymortgage.com
Address
11306 183rd St Ste 203
Cerritos, CA
Contact
(562) 809-3100
Fax (301) 639-0804
philip.pannell@icitymortgage.com
Address
13223 South St
Cerritos, CA
Contact
(156) 286-5183
Fax (301) 639-0804
Eunjung.J.Chang@Chase.com