Compare Today’s Refinance Rates for Santa Rosa, California

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Santa Rosa, California 95404. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Santa Rosa and other areas of Sonoma county, expected lifetime cash savings are $10,925 or $30 / month.

For Santa Rosa, California 95404, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Santa Rosa, California 95404

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Santa Rosa, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Santa Rosa, CA 95404, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Santa Rosa, CA

Refinance Rates for Santa Rosa, California 95404 from 2013 - 2020

Below are historical data on refinancing in Santa Rosa, California and around Sonoma county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 66.06% 60.51% 69.14% 70.00% 78.26% 77.04% 72.29% 65.99%
avg refi rate 4.87% 4.49% 3.86% 3.73% 4.44% 4.02% 3.82% 3.94%
% 15 year fixed refinance 26.25% 29.49% 25.40% 24.15% 18.05% 18.62% 22.31% 24.35%
avg refi rate 4.28% 3.80% 3.23% 2.97% 3.49% 3.21% 3.03% 3.19%
Avg credit score 776.79 777.56 778.71 773.69 758.43 762.41 762.78 759.96
Avg LTV (loan to value) 50.58% 51.23% 53.72% 53.82% 60.28% 56.84% 51.55% 49.47%
Avg DTI (debt to income) 32.36 32.00 31.39 32.13 35.10 34.54 33.94 34.87
Avg refinance insurance % 0.10% 0.19% 0.31% 0.48% 0.89% 0.74% 0.54% 0.65%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Santa Rosa, California 95404

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Santa Rosa, California 95404, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Hana Pryden

Loan Officer

1965 Cleveland Ave

Santa Rosa, CA 95404

(707) 324-9567

hmpryden@patelco.org

Alex Raybin

Loan Officer

131A Stony Circle, Suite 500

Santa Rosa, CA 95404

(707) 763-7900

alex@amh-loans.com

Bill Maier

Loan Officer

131A Stony Circle, Suite 500

Santa Rosa, CA 95404

(707) 763-7900

bill@amh-loans.com

Scott Lawson

Senior Loan Officer

131A Stony Circle, Suite 500

Santa Rosa, CA 95404

(707) 763-7900

scott@amh-loans.com

Jay Hicks

Mortgage Advisor

2200 Range Ave., Suite 200

Santa Rosa, CA 95404

(707) 528-4000

jhicks@pcmloan.com

Address

1965 Cleveland Ave

Santa Rosa, CA

Contact

(707) 324-9567

Fax (301) 639-0804

hmpryden@patelco.org

Address

131A Stony Circle, Suite 500

Santa Rosa, CA

Contact

(707) 763-7900

Fax (301) 639-0804

alex@amh-loans.com

Address

131A Stony Circle, Suite 500

Santa Rosa, CA

Contact

(707) 763-7900

Fax (301) 639-0804

bill@amh-loans.com

Refinancing News for Santa Rosa, California 95404