Compare Today’s Refinance Rates for Santa Ysabel, California 92070
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Santa Ysabel, California 92070.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,753 over the lifetime of your mortgage, which translates to a monthly savings of $22 in Santa Ysabel and other areas of San Diego county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Santa Ysabel, California 92070
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Interactive Refinance Rate Projections for Santa Ysabel, California 92070
Pureloan has developed an interactive chart to monitor the five largest local lenders in Santa Ysabel, CA 92070, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Santa Ysabel, California 92070 from 2024 - 2016
The following historical data provides insights into refinancing trends in Santa Ysabel, California and the surrounding San Diego county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.97% | 72.77% | 79.26% | 79.60% | 85.24% | 81.44% | 78.04% | 79.13% | 80.13% |
avg refi rate | 6.26% | 3.33% | 2.85% | 3.13% | 3.99% | 4.47% | 4.07% | 3.84% | 4.03% |
% 15 year fixed refinance | 3.03% | 16.64% | 12.42% | 12.07% | 7.87% | 12.29% | 15.45% | 14.27% | 13.88% |
avg refi rate | 5.38% | 2.57% | 2.34% | 2.66% | 3.47% | 3.82% | 3.21% | 3.11% | 3.25% |
Avg credit score | 750.36 | 752.61 | 765.73 | 770.56 | 757.95 | 745.08 | 751.57 | 758.71 | 758.44 |
Avg LTV (loan to value) | 55.67% | 50.20% | 57.69% | 60.29% | 66.94% | 62.70% | 62.86% | 63.63% | 65.63% |
Avg DTI (debt to income) | 41.64 | 37.72 | 34.85 | 34.06 | 36.61 | 38.02 | 36.48 | 35.46 | 35.36 |
Avg refinance insurance % | 2.64% | 0.46% | 1.11% | 1.63% | 3.54% | 1.97% | 1.77% | 1.85% | 1.88% |
Best Refinance Brokers around Santa Ysabel, California 92070
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Santa Ysabel, California 92070, we have compiled a list of top refinance brokers to assist you in the process.
Guadalupe Sanabria
Mortgage Loan Orginator
9660 Mission Gorge Rd
Santee, CA 92070
(888) 842-6328
Guadalupe_Sanabria@navyfederal.org
Oralia Shulman
Mortgage Loan Orginator
9660 Mission Gorge Rd
Santee, CA 92070
(888) 842-6328
Oralia_Shulman@navyfederal.org
David Briggs
Home Mortgage Consultant
151 S Las Posas Rd
San Marcos, CA 92070
(760) 891-3101
David.C.Briggs@wellsfargo.com
Maxine Benner
Home Mortgage Consultant
151 S Las Posas Rd
San Marcos, CA 92070
(760) 891-3101
maxine.benner@wellsfargo.com
Michael Hoogendoorn
Home Mortgage Consultant
151 S Las Posas Rd
San Marcos, CA 92070
(760) 891-3101
michael.p.hoogendoorn@wellsfargo.com
Address
9660 Mission Gorge Rd
Santee, CA
Contact
(888) 842-6328
Fax (301) 639-0804
Guadalupe_Sanabria@navyfederal.org
Address
9660 Mission Gorge Rd
Santee, CA
Contact
(888) 842-6328
Fax (301) 639-0804
Oralia_Shulman@navyfederal.org
Address
151 S Las Posas Rd
San Marcos, CA
Contact
(760) 891-3101
Fax (301) 639-0804
David.C.Briggs@wellsfargo.com