Compare Today’s Refinance Rates for Sierra Madre, California 91025
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Sierra Madre, California 91025.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Sierra Madre, California 91025. For 30-year amortization refinancing, you can expect lifetime cash savings of $17,523 or $49 per month in Sierra Madre and other parts of Los Angeles county.
Summary of Average Refinances in Sierra Madre, California 91025
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Interactive Refinance Rate Projections for Sierra Madre, California 91025
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sierra Madre, CA 91025, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sierra Madre, California 91025 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sierra Madre, California and the surrounding Los Angeles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 67.44% | 73.94% | 76.51% | 83.30% | 82.94% | 71.88% | 77.15% | 77.18% |
avg refi rate | 6.01% | 3.29% | 2.84% | 3.11% | 4.02% | 4.49% | 4.06% | 3.80% | 4.01% |
% 15 year fixed refinance | 25.00% | 20.60% | 17.86% | 16.55% | 12.11% | 12.94% | 20.86% | 18.17% | 16.28% |
avg refi rate | 5.62% | 2.50% | 2.30% | 2.64% | 3.29% | 3.64% | 3.23% | 3.06% | 3.24% |
Avg credit score | 724.25 | 762.71 | 770.45 | 772.00 | 756.78 | 742.64 | 751.15 | 761.36 | 757.41 |
Avg LTV (loan to value) | 35.50% | 43.45% | 50.13% | 53.51% | 60.59% | 55.59% | 56.53% | 57.69% | 59.27% |
Avg DTI (debt to income) | 41.88 | 36.80 | 34.90 | 34.49 | 37.49 | 38.07 | 36.49 | 35.85 | 36.79 |
Avg refinance insurance % | 0.29% | 0.44% | 0.54% | 1.75% | 0.75% | 0.80% | 0.59% | 0.76% |
Best Refinance Brokers around Sierra Madre, California 91025
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sierra Madre, California 91025, we have compiled a list of top refinance brokers to assist you in the process.
Dartagnan Molinar
Mortgage Banker
1305 Fair Oaks Ave
South Pasadena, CA 91025
(162) 635-5783
Dartagnan.Molinar@Chase.com
Ximena Samaniego
Mortgage Banker
1305 Fair Oaks Ave
South Pasadena, CA 91025
(162) 644-1515
Ximena.Samaniego@Chase.com
Scott Kim
Loan officer
1153 Fair Oaks Avenue
South Pasadena, CA 91025
(626) 403-7901
Scott.Kim@usbank.com
Benjamin Tse
Mortgage Banker
1305 Fair Oaks Ave
South Pasadena, CA 91025
(626) 627-4762
Benjamin.Tse@chase.com
Clara Siu
Home Mortgage Consultant
55 E Huntington Dr Ste 200
Arcadia, CA 91025
(626) 254-2408
Clara.W.Siu@wellsfargo.com
Address
1305 Fair Oaks Ave
South Pasadena, CA
Contact
(162) 635-5783
Fax (301) 639-0804
Dartagnan.Molinar@Chase.com
Address
1305 Fair Oaks Ave
South Pasadena, CA
Contact
(162) 644-1515
Fax (301) 639-0804
Ximena.Samaniego@Chase.com
Address
1153 Fair Oaks Avenue
South Pasadena, CA
Contact
(626) 403-7901
Fax (301) 639-0804
Scott.Kim@usbank.com