Compare Today’s Refinance Rates for Somis, California 93066
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Somis, California 93066.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Somis, California 93066. For 30-year amortization refinancing, you can expect lifetime cash savings of $19,275 or $54 per month in Somis and other parts of Ventura county.
Summary of Average Refinances in Somis, California 93066
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Interactive Refinance Rate Projections for Somis, California 93066
Pureloan has developed an interactive chart to monitor the five largest local lenders in Somis, CA 93066, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Somis, California 93066 from 2024 - 2016
The following historical data provides insights into refinancing trends in Somis, California and the surrounding Ventura county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
| avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
| % 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
| avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
| Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
| Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
| Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
| Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Somis, California 93066
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Somis, California 93066, we have compiled a list of top refinance brokers to assist you in the process.
Amber Gilliam
Home Mortgage Consultant
115 W Micheltorena St Ste 100
Santa Barbara, CA 93066
(805) 897-3874
amber.i.gilliam@wellsfargo.com
Marisela Aguayo
Home Mortgage Consultant
115 W Micheltorena St Ste 100
Santa Barbara, CA 93066
(805) 897-3874
Marisela.M.Aguayo@wellsfargo.com
Kristi Bozzo
Home Mortgage Consultant
115 W Micheltorena St Ste 100
Santa Barbara, CA 93066
(805) 897-3874
Kristi.M.Bozzo@wellsfargo.com
Matthew Kelleher
Home Mortgage Consultant
115 W Micheltorena St Ste 100
Santa Barbara, CA 93066
(805) 897-3874
matthew.c.kelleher@wellsfargo.com
Michael Loulias
Home Mortgage Consultant
115 W Micheltorena St Ste 100
Santa Barbara, CA 93066
(805) 897-3874
michael.b.loulias@wellsfargo.com
Address
115 W Micheltorena St Ste 100
Santa Barbara, CA
Contact
(805) 897-3874
Fax (301) 639-0804
amber.i.gilliam@wellsfargo.com
Address
115 W Micheltorena St Ste 100
Santa Barbara, CA
Contact
(805) 897-3874
Fax (301) 639-0804
Marisela.M.Aguayo@wellsfargo.com
Address
115 W Micheltorena St Ste 100
Santa Barbara, CA
Contact
(805) 897-3874
Fax (301) 639-0804
Kristi.M.Bozzo@wellsfargo.com