Compare Today’s Refinance Rates for Sonoma, California 95476
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Sonoma, California 95476.
With a 30-year amortization refinance in Sonoma and surrounding areas of Sonoma county, our calculations show that you can expect to save up to $14,018 over the lifetime of your mortgage, or a monthly savings of $39. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Sonoma, California 95476.
Summary of Average Refinances in Sonoma, California 95476
Become a certified mortgage expert on Pureloan.com
in Sonoma, California 95476
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Sonoma, California 95476
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sonoma, CA 95476, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sonoma, California 95476 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sonoma, California and the surrounding Sonoma county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Sonoma, California 95476
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sonoma, California 95476, we have compiled a list of top refinance brokers to assist you in the process.
Vincent Leonard
Mortgage Consultant
500 Broadway
Sonoma, CA 95476
(707) 696-2520
vincent.cortese@unionbank.com
John Bast
Branch Manager / Mortgage Adviser Branch Manager/Mortgage Advisor
550 Broadway
Sonoma, CA 95476
(707) 934-8993
jbast@peopleshomeequity.com
Vicki Rogers
Loan Consultant
645 Broadway, Unit B
Sonoma, CA 95476
(707) 931-3206
vicki.rogers@caliberhomeloans.com
Jennifer Borden
Branch Manager
822 Broadway
Sonoma, CA 95476
(707) 303-2593
jennifer.borden@caliberhomeloans.com
Jennifer Borden
Branch Manager
822 Broadway
Sonoma, CA 95476
(707) 935-1554
Jennifer.Borden@Banchomeloans.com
Address
500 Broadway
Sonoma, CA
Contact
(707) 696-2520
Fax (301) 639-0804
vincent.cortese@unionbank.com
Address
550 Broadway
Sonoma, CA
Contact
(707) 934-8993
Fax (301) 639-0804
jbast@peopleshomeequity.com
Address
645 Broadway, Unit B
Sonoma, CA
Contact
(707) 931-3206
Fax (301) 639-0804
vicki.rogers@caliberhomeloans.com