Compare Today’s Refinance Rates for Soulsbyville, California 95372
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Soulsbyville, California 95372.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,221 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Soulsbyville and other areas of Tuolumne county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Soulsbyville, California 95372
Become a certified mortgage expert on Pureloan.com
in Soulsbyville, California 95372
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Soulsbyville, California 95372
Pureloan has developed an interactive chart to monitor the five largest local lenders in Soulsbyville, CA 95372, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Soulsbyville, California 95372 from 2024 - 2016
The following historical data provides insights into refinancing trends in Soulsbyville, California and the surrounding Tuolumne county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
| avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
| % 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
| avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
| Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
| Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
| Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
| Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Soulsbyville, California 95372
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Soulsbyville, California 95372, we have compiled a list of top refinance brokers to assist you in the process.
Carla Carroll
Loan Officer
2880 N. Tracy Blvd., Suite 2
Tracy, CA 95372
(209) 914-3753
ccarroll@divcap.net
Roni Gonzalez
Loan Officer
2880 N. Tracy Blvd., Suite 2
Tracy, CA 95372
(209) 914-0964
roni@divcap.net
Ben Teran
Loan Consultant
2316 Orchard Pkwy, Suite 120
Tracy, CA 95372
(925) 270-0053
Ben.Teran@nafinc.com
Dave Morris
Sales Manager
2316 Orchard Pkwy, Suite 120
Tracy, CA 95372
(209) 623-1519
Dave.Morris@nafinc.com
Michael Gunn
Loan Consultant
2316 Orchard Pkwy, Suite 120
Tracy, CA 95372
(209) 627-1247
michael.gunn@nafinc.com
Address
2880 N. Tracy Blvd., Suite 2
Tracy, CA
Contact
(209) 914-3753
Fax (301) 639-0804
ccarroll@divcap.net
Address
2880 N. Tracy Blvd., Suite 2
Tracy, CA
Contact
(209) 914-0964
Fax (301) 639-0804
roni@divcap.net
Address
2316 Orchard Pkwy, Suite 120
Tracy, CA
Contact
(925) 270-0053
Fax (301) 639-0804
Ben.Teran@nafinc.com