Compare Today’s Refinance Rates for Standard, California 95373
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Standard, California 95373.
With a 30-year amortization refinance in Standard and surrounding areas of Tuolumne county, our calculations show that you can expect to save up to $5,548 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Standard, California 95373.
Summary of Average Refinances in Standard, California 95373
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Interactive Refinance Rate Projections for Standard, California 95373
Pureloan has developed an interactive chart to monitor the five largest local lenders in Standard, CA 95373, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Standard, California 95373 from 2024 - 2016
The following historical data provides insights into refinancing trends in Standard, California and the surrounding Tuolumne county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Standard, California 95373
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Standard, California 95373, we have compiled a list of top refinance brokers to assist you in the process.
Carla Carroll
Loan Officer
2880 N. Tracy Blvd., Suite 2
Tracy, CA 95373
(209) 914-3753
ccarroll@divcap.net
Roni Gonzalez
Loan Officer
2880 N. Tracy Blvd., Suite 2
Tracy, CA 95373
(209) 914-0964
roni@divcap.net
Ben Teran
Loan Consultant
2316 Orchard Pkwy, Suite 120
Tracy, CA 95373
(925) 270-0053
Ben.Teran@nafinc.com
Dave Morris
Sales Manager
2316 Orchard Pkwy, Suite 120
Tracy, CA 95373
(209) 623-1519
Dave.Morris@nafinc.com
Michael Gunn
Loan Consultant
2316 Orchard Pkwy, Suite 120
Tracy, CA 95373
(209) 627-1247
michael.gunn@nafinc.com
Address
2880 N. Tracy Blvd., Suite 2
Tracy, CA
Contact
(209) 914-3753
Fax (301) 639-0804
ccarroll@divcap.net
Address
2880 N. Tracy Blvd., Suite 2
Tracy, CA
Contact
(209) 914-0964
Fax (301) 639-0804
roni@divcap.net
Address
2316 Orchard Pkwy, Suite 120
Tracy, CA
Contact
(925) 270-0053
Fax (301) 639-0804
Ben.Teran@nafinc.com