Compare Today’s Refinance Rates for Stockton, California

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Stockton, California 95201. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Stockton and other areas of San Joaquin county, expected lifetime cash savings are $4,949 or $14 / month.

For Stockton, California 95201, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Stockton, California 95201

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Stockton, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Stockton, CA 95201, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Stockton, CA

Refinance Rates for Stockton, California 95201 from 2013 - 2020

Below are historical data on refinancing in Stockton, California and around San Joaquin county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 66.06% 60.51% 69.14% 70.00% 78.26% 77.04% 72.29% 65.99%
avg refi rate 4.87% 4.49% 3.86% 3.73% 4.44% 4.02% 3.82% 3.94%
% 15 year fixed refinance 26.25% 29.49% 25.40% 24.15% 18.05% 18.62% 22.31% 24.35%
avg refi rate 4.28% 3.80% 3.23% 2.97% 3.49% 3.21% 3.03% 3.19%
Avg credit score 776.79 777.56 778.71 773.69 758.43 762.41 762.78 759.96
Avg LTV (loan to value) 50.58% 51.23% 53.72% 53.82% 60.28% 56.84% 51.55% 49.47%
Avg DTI (debt to income) 32.36 32.00 31.39 32.13 35.10 34.54 33.94 34.87
Avg refinance insurance % 0.10% 0.19% 0.31% 0.48% 0.89% 0.74% 0.54% 0.65%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Stockton, California 95201

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Stockton, California 95201, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Billy Nathaniel

Loan Officer

3415 Brookside Road Suite 200

Stockton, CA 95201

(209) 473-9277

billy.nathaniel@academymortgage.com

Raymond Archibeque

Loan Officer

1889 West March Lane

Stockton, CA 95201

(209) 870-3200

Raymond.Archibeque@rabobank.com

Maria R. Negrete

Loan Originator

3203 W March Lane, Ste. 120

Stockton, CA 95201

(209) 390-0034

mnegrete@primelending.com

Trami Nguyen

Loan Officer

2025 W March Ln #1

Stockton, CA 95201

Trami@MSJMortgage.com

Sandra Ceron

Loan Officer

2025 W March Ln #1

Stockton, CA 95201

Sandra@MSJMortgage.com

Address

3415 Brookside Road Suite 200

Stockton, CA

Contact

(209) 473-9277

Fax (301) 639-0804

billy.nathaniel@academymortgage.com

Address

1889 West March Lane

Stockton, CA

Contact

(209) 870-3200

Fax (301) 639-0804

Raymond.Archibeque@rabobank.com

Address

3203 W March Lane, Ste. 120

Stockton, CA

Contact

(209) 390-0034

Fax (301) 639-0804

mnegrete@primelending.com

Refinancing News for Stockton, California 95201