Compare Today’s Refinance Rates for Sugarloaf, California 92386
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Sugarloaf, California 92386.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Sugarloaf, California 92386. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,153 or $20 per month in Sugarloaf and other parts of San Bernardino county.
Summary of Average Refinances in Sugarloaf, California 92386
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Interactive Refinance Rate Projections for Sugarloaf, California 92386
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sugarloaf, CA 92386, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sugarloaf, California 92386 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sugarloaf, California and the surrounding San Bernardino county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Sugarloaf, California 92386
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sugarloaf, California 92386, we have compiled a list of top refinance brokers to assist you in the process.
Cathy Lynch
Loan Officer
12640 Hesperia Rd Ste D
Victorville, CA 92386
(760) 780-4605
cathy@clg1.net
Mike Lynch
Loan Officer
12640 Hesperia Rd Ste D
Victorville, CA 92386
(760) 780-4621
mike@clg1.net
Dwayne Sheffield
Loan Officer
12640 Hesperia Rd Ste D
Victorville, CA 92386
(760) 780-4901
dwayne@clg1.net
Steven Taylor
Loan Officer
12640 Hesperia Rd Ste D
Victorville, CA 92386
(909) 243-7088
steven@clg1.net
Rudy Licona
Loan Officer
12640 Hesperia Road Suite D
Victorville, CA 92386
(760) 780-4616
rudy@clg1.net
Address
12640 Hesperia Rd Ste D
Victorville, CA
Contact
(760) 780-4605
Fax (301) 639-0804
cathy@clg1.net
Address
12640 Hesperia Rd Ste D
Victorville, CA
Contact
(760) 780-4621
Fax (301) 639-0804
mike@clg1.net
Address
12640 Hesperia Rd Ste D
Victorville, CA
Contact
(760) 780-4901
Fax (301) 639-0804
dwayne@clg1.net