Compare Today’s Refinance Rates for Sunnyvale, California 94087
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Sunnyvale, California 94087.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $130,627 over the lifetime of your mortgage, which translates to a monthly savings of $363 in Sunnyvale and other areas of Santa Clara county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Sunnyvale, California 94087
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Interactive Refinance Rate Projections for Sunnyvale, California 94087
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sunnyvale, CA 94087, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sunnyvale, California 94087 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sunnyvale, California and the surrounding Santa Clara county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.31% | 62.20% | 68.35% | 70.25% | 71.99% | 71.03% | 64.57% | 69.40% | 74.39% |
avg refi rate | 6.10% | 3.26% | 2.84% | 3.10% | 4.01% | 4.43% | 4.00% | 3.80% | 3.97% |
% 15 year fixed refinance | 24.88% | 22.56% | 21.26% | 19.74% | 21.81% | 28.59% | 24.60% | 19.77% | |
avg refi rate | 2.54% | 2.36% | 2.67% | 3.49% | 3.81% | 3.24% | 3.05% | 3.20% | |
Avg credit score | 779.23 | 769.56 | 778.03 | 779.04 | 765.36 | 761.83 | 762.64 | 767.30 | 767.08 |
Avg LTV (loan to value) | 35.38% | 35.15% | 38.66% | 41.97% | 40.98% | 39.62% | 42.67% | 43.14% | 50.23% |
Avg DTI (debt to income) | 39.38 | 35.19 | 33.13 | 32.46 | 35.12 | 36.09 | 34.88 | 34.51 | 34.24 |
Avg refinance insurance % | 0.14% | 0.12% | 0.08% | 0.14% | 0.04% | 0.11% | 0.07% | 0.19% |
Best Refinance Brokers around Sunnyvale, California 94087
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sunnyvale, California 94087, we have compiled a list of top refinance brokers to assist you in the process.
John Sariri
Mortgage Banker
410 S Mathilda Ave
Sunnyvale, CA 94087
(408) 425-2551
John.Sariri@chase.com
Vivian Nguyen
Mortgage Banker
410 S Mathilda Ave
Sunnyvale, CA 94087
(40) 866-7659
Vivian.Nguyen@chase.com
Samuel Bedros
Lending Manager
410 S Mathilda Ave
Sunnyvale, CA 94087
(925) 683-5079
Samuel.Bedros@chase.com
Xiejun Wu
Home Mortgage Consultant
333 W El Camino Real Suite 180
Sunnyvale, CA 94087
(408) 328-2102
May.Wu@wellsfargo.com
Wali Popal
Home Mortgage Consultant
333 W El Camino Real Suite 180
Sunnyvale, CA 94087
(408) 328-2102
Wali.Popal@wellsfargo.com
Address
410 S Mathilda Ave
Sunnyvale, CA
Contact
(408) 425-2551
Fax (301) 639-0804
John.Sariri@chase.com
Address
410 S Mathilda Ave
Sunnyvale, CA
Contact
(40) 866-7659
Fax (301) 639-0804
Vivian.Nguyen@chase.com
Address
410 S Mathilda Ave
Sunnyvale, CA
Contact
(925) 683-5079
Fax (301) 639-0804
Samuel.Bedros@chase.com