Compare Today’s Refinance Rates for Sunnyvale, California

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Sunnyvale, California 94086. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Sunnyvale and surrounding areas of Santa Clara county, your expected lifetime cash savings are $105,074 or $292 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Sunnyvale, California 94086.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Sunnyvale, California 94086

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Sunnyvale, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Sunnyvale, CA 94086, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Sunnyvale, CA

Refinance Rates for Sunnyvale, California 94086 from 2013 - 2020

Below are historical data on refinancing in Sunnyvale, California and around Santa Clara county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 68.35% 63.66% 70.29% 69.75% 78.75% 73.47% 69.09% 62.50%
avg refi rate 4.90% 4.53% 3.87% 3.72% 4.44% 3.98% 3.80% 3.87%
% 15 year fixed refinance 25.11% 27.20% 24.24% 24.44% 17.74% 20.26% 24.85% 30.11%
avg refi rate 4.31% 3.84% 3.26% 2.99% 3.46% 3.21% 3.05% 3.17%
Avg credit score 777.51 778.07 779.19 774.95 758.70 766.24 767.25 765.17
Avg LTV (loan to value) 49.13% 49.53% 50.27% 49.61% 56.12% 49.63% 43.03% 43.28%
Avg DTI (debt to income) 32.53 31.96 31.33 31.92 35.01 34.41 34.03 34.03
Avg refinance insurance % 0.07% 0.07% 0.13% 0.18% 0.56% 0.20% 0.08% 0.09%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Sunnyvale, California 94086

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Sunnyvale, California 94086, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

John Sariri

Mortgage Banker

410 S Mathilda Ave

Sunnyvale, CA 94086

(408) 425-2551

John.Sariri@chase.com

Vivian Nguyen

Mortgage Banker

410 S Mathilda Ave

Sunnyvale, CA 94086

(40) 866-7659

Vivian.Nguyen@chase.com

Samuel Bedros

Lending Manager

410 S Mathilda Ave

Sunnyvale, CA 94086

(925) 683-5079

Samuel.Bedros@chase.com

Xiejun Wu

Home Mortgage Consultant

333 W El Camino Real Suite 180

Sunnyvale, CA 94086

(408) 328-2102

May.Wu@wellsfargo.com

Wali Popal

Home Mortgage Consultant

333 W El Camino Real Suite 180

Sunnyvale, CA 94086

(408) 328-2102

Wali.Popal@wellsfargo.com

Address

410 S Mathilda Ave

Sunnyvale, CA

Contact

(408) 425-2551

Fax (301) 639-0804

John.Sariri@chase.com

Address

410 S Mathilda Ave

Sunnyvale, CA

Contact

(40) 866-7659

Fax (301) 639-0804

Vivian.Nguyen@chase.com

Address

410 S Mathilda Ave

Sunnyvale, CA

Contact

(925) 683-5079

Fax (301) 639-0804

Samuel.Bedros@chase.com

Refinancing News for Sunnyvale, California 94086