Compare Today’s Refinance Rates for Tecopa, California 92389
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Tecopa, California 92389.
With a 30-year amortization refinance in Tecopa and surrounding areas of Inyo county, our calculations show that you can expect to save up to $836 over the lifetime of your mortgage, or a monthly savings of $2. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Tecopa, California 92389.
Summary of Average Refinances in Tecopa, California 92389
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Interactive Refinance Rate Projections for Tecopa, California 92389
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tecopa, CA 92389, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tecopa, California 92389 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tecopa, California and the surrounding Inyo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Tecopa, California 92389
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tecopa, California 92389, we have compiled a list of top refinance brokers to assist you in the process.
Cathy Lynch
Loan Officer
12640 Hesperia Rd Ste D
Victorville, CA 92389
(760) 780-4605
cathy@clg1.net
Mike Lynch
Loan Officer
12640 Hesperia Rd Ste D
Victorville, CA 92389
(760) 780-4621
mike@clg1.net
Dwayne Sheffield
Loan Officer
12640 Hesperia Rd Ste D
Victorville, CA 92389
(760) 780-4901
dwayne@clg1.net
Steven Taylor
Loan Officer
12640 Hesperia Rd Ste D
Victorville, CA 92389
(909) 243-7088
steven@clg1.net
Rudy Licona
Loan Officer
12640 Hesperia Road Suite D
Victorville, CA 92389
(760) 780-4616
rudy@clg1.net
Address
12640 Hesperia Rd Ste D
Victorville, CA
Contact
(760) 780-4605
Fax (301) 639-0804
cathy@clg1.net
Address
12640 Hesperia Rd Ste D
Victorville, CA
Contact
(760) 780-4621
Fax (301) 639-0804
mike@clg1.net
Address
12640 Hesperia Rd Ste D
Victorville, CA
Contact
(760) 780-4901
Fax (301) 639-0804
dwayne@clg1.net