Compare Today’s Refinance Rates for Temecula, California 92589
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Temecula, California 92589.
With a 30-year amortization refinance in Temecula and surrounding areas of Riverside county, our calculations show that you can expect to save up to $7,915 over the lifetime of your mortgage, or a monthly savings of $22. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Temecula, California 92589.
Summary of Average Refinances in Temecula, California 92589
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Interactive Refinance Rate Projections for Temecula, California 92589
Pureloan has developed an interactive chart to monitor the five largest local lenders in Temecula, CA 92589, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Temecula, California 92589 from 2024 - 2016
The following historical data provides insights into refinancing trends in Temecula, California and the surrounding Riverside county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Temecula, California 92589
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Temecula, California 92589, we have compiled a list of top refinance brokers to assist you in the process.
Christopher Wiggins
Sr. Loan Officer
27555 Inez Rd. Ste. 202
Temecula, CA 92589
(760) 519-7090
cwiggins@wccloans.com
Lori Wakatake
Loan Officer
27555 Inez Rd. Ste. 202
Temecula, CA 92589
(866) 486-2711
lwakatake@wccloans.com
Kevin Smith Draughon
Loan Officer
27555 Inez Rd. Ste. 202
Temecula, CA 92589
(951) 842-8296
kdraughon@wccloans.com
Kevin Nett
Loan Officer
27555 Inez Rd. Ste. 202
Temecula, CA 92589
(951) 488-3160
knett@wccloans.com
Tina Hollerbach
Sr. Loan Officer
27555 Inez Rd. Ste. 202
Temecula, CA 92589
(951) 842-8296
thollerbach@wccloans.com
Address
27555 Inez Rd. Ste. 202
Temecula, CA
Contact
(760) 519-7090
Fax (301) 639-0804
cwiggins@wccloans.com
Address
27555 Inez Rd. Ste. 202
Temecula, CA
Contact
(866) 486-2711
Fax (301) 639-0804
lwakatake@wccloans.com
Address
27555 Inez Rd. Ste. 202
Temecula, CA
Contact
(951) 842-8296
Fax (301) 639-0804
kdraughon@wccloans.com