Compare Today’s Refinance Rates for Thousand Oaks, California 91358
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Thousand Oaks, California 91358.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Thousand Oaks, California 91358. For 30-year amortization refinancing, you can expect lifetime cash savings of $12,967 or $36 per month in Thousand Oaks and other parts of Ventura county.
Summary of Average Refinances in Thousand Oaks, California 91358
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Interactive Refinance Rate Projections for Thousand Oaks, California 91358
Pureloan has developed an interactive chart to monitor the five largest local lenders in Thousand Oaks, CA 91358, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Thousand Oaks, California 91358 from 2024 - 2016
The following historical data provides insights into refinancing trends in Thousand Oaks, California and the surrounding Ventura county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 83.33% | 72.46% | 76.93% | 77.99% | 84.23% | 79.92% | 75.57% | 78.40% | 79.26% |
avg refi rate | 6.45% | 3.34% | 2.85% | 3.12% | 4.01% | 4.48% | 4.07% | 3.83% | 4.03% |
% 15 year fixed refinance | 9.52% | 15.71% | 14.17% | 13.52% | 9.90% | 12.72% | 16.13% | 14.79% | 13.42% |
avg refi rate | 4.91% | 2.58% | 2.29% | 2.64% | 3.38% | 3.81% | 3.27% | 3.08% | 3.25% |
Avg credit score | 732.24 | 761.92 | 763.49 | 767.45 | 755.95 | 745.86 | 747.55 | 756.41 | 756.73 |
Avg LTV (loan to value) | 53.98% | 53.00% | 57.34% | 60.38% | 66.34% | 62.34% | 62.95% | 63.58% | 65.95% |
Avg DTI (debt to income) | 42.52 | 38.15 | 35.54 | 34.96 | 37.43 | 38.59 | 37.44 | 36.23 | 36.58 |
Avg refinance insurance % | 1.00% | 0.41% | 0.92% | 1.32% | 2.46% | 1.67% | 1.64% | 1.38% | 1.65% |
Best Refinance Brokers around Thousand Oaks, California 91358
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Thousand Oaks, California 91358, we have compiled a list of top refinance brokers to assist you in the process.
Lee Willis
Lending Manager
148 W Hillcrest Dr
Thousand Oaks, CA 91358
(805) 557-7659
Lee.L.Willis@chase.com
Troy Williams
Sales Manager
223 East Thousand Oaks Blvd., Suite #103
Thousand Oaks, CA 91358
(805) 427-8944
twilliams@skylinehomeloans.com
Joe Calzadillas
Loan Originator
223 East Thousand Oaks Blvd., Suite #103
Thousand Oaks, CA 91358
(805) 427-8948
salender@skylinehomeloans.com
Phil Williams
Branch Manager
223 East Thousand Oaks Blvd., Suite #103
Thousand Oaks, CA 91358
(805) 427-8951
pwilliams@skylinehomeloans.com
Kedra Wellborn
Loan Officer
2220 N. Moorpark Road, Suite 109
Thousand Oaks, CA 91358
(805) 813-3311
kwellborn@outlook.com
Address
148 W Hillcrest Dr
Thousand Oaks, CA
Contact
(805) 557-7659
Fax (301) 639-0804
Lee.L.Willis@chase.com
Address
223 East Thousand Oaks Blvd., Suite #103
Thousand Oaks, CA
Contact
(805) 427-8944
Fax (301) 639-0804
twilliams@skylinehomeloans.com
Address
223 East Thousand Oaks Blvd., Suite #103
Thousand Oaks, CA
Contact
(805) 427-8948
Fax (301) 639-0804
salender@skylinehomeloans.com