Compare Today’s Refinance Rates for Thousand Oaks, California

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Thousand Oaks, California 91360. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $13,757 or $38 / month in Thousand Oaks and other areas of Ventura county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Thousand Oaks, California 91360.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Thousand Oaks, California 91360

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Thousand Oaks, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Thousand Oaks, CA 91360, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Thousand Oaks, CA

Refinance Rates for Thousand Oaks, California 91360 from 2013 - 2020

Below are historical data on refinancing in Thousand Oaks, California and around Ventura county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 66.46% 58.03% 65.48% 67.33% 77.81% 77.45% 77.04% 66.53%
avg refi rate 4.85% 4.49% 3.88% 3.74% 4.43% 4.02% 3.79% 3.97%
% 15 year fixed refinance 25.80% 29.26% 26.17% 25.56% 16.19% 16.05% 18.25% 25.10%
avg refi rate 4.29% 3.80% 3.28% 2.99% 3.47% 3.24% 3.06% 3.15%
Avg credit score 770.60 769.75 774.87 770.05 749.04 757.38 761.44 754.88
Avg LTV (loan to value) 52.83% 53.03% 54.76% 55.22% 61.30% 59.54% 57.67% 55.83%
Avg DTI (debt to income) 33.85 33.93 32.63 33.00 36.52 36.77 35.85 35.63
Avg refinance insurance % 0.14% 0.14% 0.53% 0.90% 1.12% 0.79% 0.60% 0.59%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Thousand Oaks, California 91360

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Thousand Oaks, California 91360, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lee Willis

Lending Manager

148 W Hillcrest Dr

Thousand Oaks, CA 91360

(805) 557-7659

Lee.L.Willis@chase.com

Troy Williams

Sales Manager

223 East Thousand Oaks Blvd., Suite #103

Thousand Oaks, CA 91360

(805) 427-8944

twilliams@skylinehomeloans.com

Joe Calzadillas

Loan Originator

223 East Thousand Oaks Blvd., Suite #103

Thousand Oaks, CA 91360

(805) 427-8948

salender@skylinehomeloans.com

Phil Williams

Branch Manager

223 East Thousand Oaks Blvd., Suite #103

Thousand Oaks, CA 91360

(805) 427-8951

pwilliams@skylinehomeloans.com

Kedra Wellborn

Loan Officer

2220 N. Moorpark Road, Suite 109

Thousand Oaks, CA 91360

(805) 813-3311

kwellborn@outlook.com

Address

148 W Hillcrest Dr

Thousand Oaks, CA

Contact

(805) 557-7659

Fax (301) 639-0804

Lee.L.Willis@chase.com

Address

223 East Thousand Oaks Blvd., Suite #103

Thousand Oaks, CA

Contact

(805) 427-8944

Fax (301) 639-0804

twilliams@skylinehomeloans.com

Address

223 East Thousand Oaks Blvd., Suite #103

Thousand Oaks, CA

Contact

(805) 427-8948

Fax (301) 639-0804

salender@skylinehomeloans.com

Refinancing News for Thousand Oaks, California 91360