Compare Today’s Refinance Rates for Three Rivers, California 93271
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Three Rivers, California 93271.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Three Rivers, California 93271. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,385 or $15 per month in Three Rivers and other parts of Tulare county.
Summary of Average Refinances in Three Rivers, California 93271
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Interactive Refinance Rate Projections for Three Rivers, California 93271
Pureloan has developed an interactive chart to monitor the five largest local lenders in Three Rivers, CA 93271, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Three Rivers, California 93271 from 2024 - 2016
The following historical data provides insights into refinancing trends in Three Rivers, California and the surrounding Tulare county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
% 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Three Rivers, California 93271
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Three Rivers, California 93271, we have compiled a list of top refinance brokers to assist you in the process.
Dana Dyar
Home Mortgage Consultant
3300 S Demaree St
Visalia, CA 93271
(559) 622-3073
dana.e.dyar@wellsfargo.com
Alicia Morfin
Home Mortgage Consultant
3300 S Demaree St
Visalia, CA 93271
(559) 622-3073
alicia.morfin@wellsfargo.com
Kailin Hwang
Home Mortgage Consultant
3300 S Demaree St
Visalia, CA 93271
(559) 622-3073
kailin.hwang@wellsfargo.com
Deanna Koelewyn
Home Mortgage Consultant
3300 S Demaree St
Visalia, CA 93271
(559) 622-3073
Deanna.J.Koelewyn@wellsfargo.com
Laura Miller
Home Mortgage Consultant
3300 S Demaree St
Visalia, CA 93271
(559) 622-3073
laura.j.miller@wellsfargo.com
Address
3300 S Demaree St
Visalia, CA
Contact
(559) 622-3073
Fax (301) 639-0804
dana.e.dyar@wellsfargo.com
Address
3300 S Demaree St
Visalia, CA
Contact
(559) 622-3073
Fax (301) 639-0804
alicia.morfin@wellsfargo.com
Address
3300 S Demaree St
Visalia, CA
Contact
(559) 622-3073
Fax (301) 639-0804
kailin.hwang@wellsfargo.com