Compare Today’s Refinance Rates for Torrance, California

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Torrance, California 90502. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $16,174 or $45 / month in Torrance and other areas of Los Angeles county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Torrance, California 90502.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Torrance, California 90502

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Torrance, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Torrance, CA 90502, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Torrance, CA

Refinance Rates for Torrance, California 90502 from 2013 - 2020

Below are historical data on refinancing in Torrance, California and around Los Angeles county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 70.52% 66.52% 70.38% 74.06% 77.93% 76.58% 77.79% 74.19%
avg refi rate 4.91% 4.60% 3.94% 3.82% 4.48% 4.08% 3.89% 4.00%
% 15 year fixed refinance 22.89% 23.72% 22.18% 19.36% 16.09% 15.47% 15.04% 16.24%
avg refi rate 4.34% 3.91% 3.36% 3.12% 3.56% 3.34% 3.13% 3.26%
Avg credit score 764.31 767.06 770.72 765.85 750.65 756.61 757.17 752.18
Avg LTV (loan to value) 51.87% 53.53% 55.23% 56.94% 60.58% 58.52% 56.22% 53.34%
Avg DTI (debt to income) 33.00 33.17 32.75 33.90 36.31 36.01 36.02 36.62
Avg refinance insurance % 0.11% 0.31% 0.53% 0.68% 0.94% 0.80% 0.67% 0.54%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Torrance, California 90502

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Torrance, California 90502, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Thomas Slyman

Loan Officer

24546A Hawthorne Blvd

Torrance, CA 90502

(800) 520-5626 Ext 5408

tslyman@rightstartmortgage.com

Joanne Jihee Oh

Branch Manager

2505 Torrance Blvd

Torrance, CA 90502

(310) 755-6905

joanne.oh@paccitybank.com

Euikyung Eunice Lee

Operation Officer

2505 Torrance Blvd

Torrance, CA 90502

(310) 755-6908

eunice.lee@paccitybank.com

Takisha Smith

Loan Consultants

3878 W Carson St #220

Torrance, CA 90502

(424) 209-1281

tasmith@evergreenhomeloans.com

Michelle Tucker

Loan Consultants

3878 W Carson St #220

Torrance, CA 90502

(424) 209-1282

mtucker@evergreenhomeloans.com

Address

24546A Hawthorne Blvd

Torrance, CA

Contact

(800) 520-5626 Ext 5408

Fax (301) 639-0804

tslyman@rightstartmortgage.com

Address

2505 Torrance Blvd

Torrance, CA

Contact

(310) 755-6905

Fax (301) 639-0804

joanne.oh@paccitybank.com

Address

2505 Torrance Blvd

Torrance, CA

Contact

(310) 755-6908

Fax (301) 639-0804

eunice.lee@paccitybank.com

Refinancing News for Torrance, California 90502