Compare Today’s Refinance Rates for Tuolumne, California 95379
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Tuolumne, California 95379.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Tuolumne, California 95379. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,961 or $14 per month in Tuolumne and other parts of Tuolumne county.
Summary of Average Refinances in Tuolumne, California 95379
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Interactive Refinance Rate Projections for Tuolumne, California 95379
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tuolumne, CA 95379, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tuolumne, California 95379 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tuolumne, California and the surrounding Tuolumne county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Tuolumne, California 95379
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tuolumne, California 95379, we have compiled a list of top refinance brokers to assist you in the process.
Ken Rivera
Manager/Loan Officer
222 S Thor St Ste 10
Turlock, CA 95379
(209) 668-7000
ken@goapm.com
Judy Podesta
Mortgage Loan Orginator
22900 Twain Harte Dr
Twain Harte, CA 95379
(209) 586-7213
JPodesta@eldoradosavings.com
Nicole Dorsett
Mortgage Loan Orginator
22900 Twain Harte Dr
Twain Harte, CA 95379
(209) 586-7213
NDorsett@eldoradosavings.com
Rene Batista
Mortgage Banker
2951 Countryside Dr
Turlock, CA 95379
(209) 669-9872
rene.batista@chase.com
Asher Oshalim
Loan officer
2853 Geer Road, Suite B
Turlock, CA 95379
(209) 988-5881
ashero@guildmortgage.com
Address
222 S Thor St Ste 10
Turlock, CA
Contact
(209) 668-7000
Fax (301) 639-0804
ken@goapm.com
Address
22900 Twain Harte Dr
Twain Harte, CA
Contact
(209) 586-7213
Fax (301) 639-0804
JPodesta@eldoradosavings.com
Address
22900 Twain Harte Dr
Twain Harte, CA
Contact
(209) 586-7213
Fax (301) 639-0804
NDorsett@eldoradosavings.com