Compare Today’s Refinance Rates for Valencia, California 91385
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Valencia, California 91385.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Valencia, California 91385. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,368 or $26 per month in Valencia and other parts of Los Angeles county.
Summary of Average Refinances in Valencia, California 91385
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Interactive Refinance Rate Projections for Valencia, California 91385
Pureloan has developed an interactive chart to monitor the five largest local lenders in Valencia, CA 91385, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Valencia, California 91385 from 2024 - 2016
The following historical data provides insights into refinancing trends in Valencia, California and the surrounding Los Angeles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 83.33% | 72.46% | 76.93% | 77.99% | 84.23% | 79.92% | 75.57% | 78.40% | 79.26% |
avg refi rate | 6.45% | 3.34% | 2.85% | 3.12% | 4.01% | 4.48% | 4.07% | 3.83% | 4.03% |
% 15 year fixed refinance | 9.52% | 15.71% | 14.17% | 13.52% | 9.90% | 12.72% | 16.13% | 14.79% | 13.42% |
avg refi rate | 4.91% | 2.58% | 2.29% | 2.64% | 3.38% | 3.81% | 3.27% | 3.08% | 3.25% |
Avg credit score | 732.24 | 761.92 | 763.49 | 767.45 | 755.95 | 745.86 | 747.55 | 756.41 | 756.73 |
Avg LTV (loan to value) | 53.98% | 53.00% | 57.34% | 60.38% | 66.34% | 62.34% | 62.95% | 63.58% | 65.95% |
Avg DTI (debt to income) | 42.52 | 38.15 | 35.54 | 34.96 | 37.43 | 38.59 | 37.44 | 36.23 | 36.58 |
Avg refinance insurance % | 1.00% | 0.41% | 0.92% | 1.32% | 2.46% | 1.67% | 1.64% | 1.38% | 1.65% |
Best Refinance Brokers around Valencia, California 91385
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Valencia, California 91385, we have compiled a list of top refinance brokers to assist you in the process.
Albert Vargas
Mortgage Banker
27057 McBean Pkwy
Valencia, CA 91385
(66) 284-6947
Albert.Vargas@chase.com
Jerrold David
Loan officer
28313 Newhall Ranch Rd
Valencia, CA 91385
(661) 775-4427
Jerrold.David@usbank.com
Vito Modugno
Loan Officer
28009 Smyth Drive
Valencia, CA 91385
(661) 297-2694
vmodugno@ca.rr.com
Mike Daidone
Loan Officer
28009 Smyth Drive
Valencia, CA 91385
(323) 924-5721
mike@tristarmtg.com
Joe Juliani
Loan Officer
28009 Smyth Drive
Valencia, CA 91385
(714) 356-8112
joe@tristarmtg.com
Address
27057 McBean Pkwy
Valencia, CA
Contact
(66) 284-6947
Fax (301) 639-0804
Albert.Vargas@chase.com
Address
28313 Newhall Ranch Rd
Valencia, CA
Contact
(661) 775-4427
Fax (301) 639-0804
Jerrold.David@usbank.com
Address
28009 Smyth Drive
Valencia, CA
Contact
(661) 297-2694
Fax (301) 639-0804
vmodugno@ca.rr.com