Compare Today’s Refinance Rates for Vallejo, California 94592
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Vallejo, California 94592.
With a 30-year amortization refinance in Vallejo and surrounding areas of Solano county, our calculations show that you can expect to save up to $7,710 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Vallejo, California 94592.
Summary of Average Refinances in Vallejo, California 94592
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Interactive Refinance Rate Projections for Vallejo, California 94592
Pureloan has developed an interactive chart to monitor the five largest local lenders in Vallejo, CA 94592, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Vallejo, California 94592 from 2024 - 2016
The following historical data provides insights into refinancing trends in Vallejo, California and the surrounding Solano county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 68.47% | 74.24% | 74.96% | 81.59% | 76.80% | 72.51% | 72.92% | 75.62% |
avg refi rate | 6.29% | 3.34% | 2.85% | 3.13% | 4.04% | 4.48% | 4.04% | 3.84% | 4.02% |
% 15 year fixed refinance | 8.82% | 19.69% | 16.99% | 16.61% | 11.62% | 16.01% | 20.62% | 20.36% | 17.37% |
avg refi rate | 5.46% | 2.54% | 2.33% | 2.67% | 3.45% | 3.80% | 3.27% | 3.08% | 3.26% |
Avg credit score | 749.53 | 761.15 | 767.10 | 771.32 | 756.05 | 747.69 | 751.67 | 759.23 | 759.92 |
Avg LTV (loan to value) | 53.40% | 49.90% | 55.09% | 57.55% | 62.97% | 57.20% | 57.90% | 57.74% | 61.46% |
Avg DTI (debt to income) | 39.12 | 35.46 | 33.29 | 32.92 | 35.78 | 36.41 | 35.45 | 34.09 | 34.35 |
Avg refinance insurance % | 0.35% | 0.61% | 0.88% | 1.26% | 2.72% | 1.24% | 1.36% | 0.99% | 1.18% |
Best Refinance Brokers around Vallejo, California 94592
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Vallejo, California 94592, we have compiled a list of top refinance brokers to assist you in the process.
Sean Murphy
Sr. Loan Officer
3469 Tennessee St Ste 102
Vallejo, CA 94592
(707) 750-9594
smurphy@summitfunding.net
Adam Riley
Loan Officer
1131 Belmont Ave
Vallejo, CA 94592
(707) 731-1977
adam.riley@citylinemortgage.com
Lindsay Hiratzka
Mortgage Loan Officer
101 Ygnacio Valley Rd
Walnut Creek, CA 94592
(925) 274-2710
lindsay.hiratzka@pncmortgage.com
Steffani Ragland
Mortgage Loan Officer
101 Ygnacio Valley Rd
Walnut Creek, CA 94592
(925) 274-2712
sam.ragland@pncmortgage.com
Sandra Beckham
Mortgage Loan Officer
101 Ygnacio Valley Rd
Walnut Creek, CA 94592
(925) 274-2716
sandy.beckham@pncmortgage.com
Address
3469 Tennessee St Ste 102
Vallejo, CA
Contact
(707) 750-9594
Fax (301) 639-0804
smurphy@summitfunding.net
Address
1131 Belmont Ave
Vallejo, CA
Contact
(707) 731-1977
Fax (301) 639-0804
adam.riley@citylinemortgage.com
Address
101 Ygnacio Valley Rd
Walnut Creek, CA
Contact
(925) 274-2710
Fax (301) 639-0804
lindsay.hiratzka@pncmortgage.com