Compare Today’s Refinance Rates for Ventura, California 93001
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Ventura, California 93001.
With a 30-year amortization refinance in Ventura and surrounding areas of Ventura county, our calculations show that you can expect to save up to $10,689 over the lifetime of your mortgage, or a monthly savings of $30. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Ventura, California 93001.
Summary of Average Refinances in Ventura, California 93001
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Interactive Refinance Rate Projections for Ventura, California 93001
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ventura, CA 93001, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ventura, California 93001 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ventura, California and the surrounding Ventura county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
% 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Ventura, California 93001
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ventura, California 93001, we have compiled a list of top refinance brokers to assist you in the process.
Don Martin
Loan Officer
1171 S. Victoria Avenue, Suite A
Ventura, CA 93001
(805) 339-0945
Don.Martin@rabobank.com
Brian Springer
Mortgage Banker
2499 Harbor Blvd
Ventura, CA 93001
(818) 266-9226
Brian.S.Springer@chase.com
Julie Martinez
Mortgage Banker
2499 Harbor Blvd
Ventura, CA 93001
(805) 302-4603
Julie.Martinez@chase.com
Diane Shankwiler
Mortgage Loan Officer
4574 Market Street, Building 2B
Ventura, CA 93001
(805) 477-4251
diane.shankwiler@hsl-ca.com
Wendy Russell
Mortgage Loan Originator
5720 Ralston Street Suite 100
Ventura, CA 93001
(805) 416-1772
Wendy.Russell@homebridge.com
Address
1171 S. Victoria Avenue, Suite A
Ventura, CA
Contact
(805) 339-0945
Fax (301) 639-0804
Don.Martin@rabobank.com
Address
2499 Harbor Blvd
Ventura, CA
Contact
(818) 266-9226
Fax (301) 639-0804
Brian.S.Springer@chase.com
Address
2499 Harbor Blvd
Ventura, CA
Contact
(805) 302-4603
Fax (301) 639-0804
Julie.Martinez@chase.com