Compare Today’s Refinance Rates for Vina, California 96092
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Vina, California 96092.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,530 over the lifetime of your mortgage, which translates to a monthly savings of $21 in Vina and other areas of Tehama county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Vina, California 96092
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Interactive Refinance Rate Projections for Vina, California 96092
Pureloan has developed an interactive chart to monitor the five largest local lenders in Vina, CA 96092, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Vina, California 96092 from 2024 - 2016
The following historical data provides insights into refinancing trends in Vina, California and the surrounding Tehama county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 91.67% | 67.31% | 70.68% | 70.42% | 75.95% | 69.89% | 64.15% | 66.59% | 66.98% |
| avg refi rate | 6.28% | 3.57% | 3.02% | 3.31% | 4.23% | 4.65% | 4.12% | 3.94% | 4.12% |
| % 15 year fixed refinance | 19.23% | 18.11% | 19.50% | 16.20% | 23.12% | 26.95% | 23.16% | 22.48% | |
| avg refi rate | 2.70% | 2.42% | 2.85% | 3.73% | 3.87% | 3.50% | 3.21% | 3.43% | |
| Avg credit score | 745.83 | 746.65 | 757.96 | 757.57 | 748.55 | 744.95 | 754.71 | 762.80 | 762.11 |
| Avg LTV (loan to value) | 61.58% | 57.86% | 64.60% | 68.79% | 70.31% | 68.17% | 67.84% | 69.73% | 70.66% |
| Avg DTI (debt to income) | 38.92 | 33.95 | 33.44 | 33.29 | 35.76 | 35.02 | 33.70 | 33.51 | 32.81 |
| Avg refinance insurance % | 6.67% | 0.66% | 1.56% | 2.50% | 3.40% | 3.06% | 2.79% | 3.76% | 4.55% |
Best Refinance Brokers around Vina, California 96092
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Vina, California 96092, we have compiled a list of top refinance brokers to assist you in the process.
Jean Loosemore
Mortgage Loan Officer
1855 Main St Unit B
Susanville, CA 96092
(209) 320-3400
jloosemore@summitfunding.net
Irene Amodei
Mortgage Loan Originator
3000 Riverside Dr
Susanville, CA 96092
(530) 257-5013
Irene.Amodei@plumasbank.com
Maria Nye
Mortgage Loan Originator
3000 Riverside Dr
Susanville, CA 96092
(530) 257-5013
Maria.Nye@plumasbank.com
Amanda Laudenslayer
Mortgage Loan Originator
510 N Main St
Alturas, CA 96092
(530) 233-1999
Amanda.Laudenslayer@plumasbank.com
Rose Boulade
Mortgage Loan Originator
510 N Main St
Alturas, CA 96092
(530) 233-1999
Rose.Boulade@plumasbank.com
Address
1855 Main St Unit B
Susanville, CA
Contact
(209) 320-3400
Fax (301) 639-0804
jloosemore@summitfunding.net
Address
3000 Riverside Dr
Susanville, CA
Contact
(530) 257-5013
Fax (301) 639-0804
Irene.Amodei@plumasbank.com
Address
3000 Riverside Dr
Susanville, CA
Contact
(530) 257-5013
Fax (301) 639-0804
Maria.Nye@plumasbank.com