Compare Today’s Refinance Rates for Walnut Creek, California 94595
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Walnut Creek, California 94595.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $14,894 over the lifetime of your mortgage, which translates to a monthly savings of $41 in Walnut Creek and other areas of Contra Costa county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Walnut Creek, California 94595
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Interactive Refinance Rate Projections for Walnut Creek, California 94595
Pureloan has developed an interactive chart to monitor the five largest local lenders in Walnut Creek, CA 94595, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Walnut Creek, California 94595 from 2024 - 2016
The following historical data provides insights into refinancing trends in Walnut Creek, California and the surrounding Contra Costa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 68.47% | 74.24% | 74.96% | 81.59% | 76.80% | 72.51% | 72.92% | 75.62% |
avg refi rate | 6.29% | 3.34% | 2.85% | 3.13% | 4.04% | 4.48% | 4.04% | 3.84% | 4.02% |
% 15 year fixed refinance | 8.82% | 19.69% | 16.99% | 16.61% | 11.62% | 16.01% | 20.62% | 20.36% | 17.37% |
avg refi rate | 5.46% | 2.54% | 2.33% | 2.67% | 3.45% | 3.80% | 3.27% | 3.08% | 3.26% |
Avg credit score | 749.53 | 761.15 | 767.10 | 771.32 | 756.05 | 747.69 | 751.67 | 759.23 | 759.92 |
Avg LTV (loan to value) | 53.40% | 49.90% | 55.09% | 57.55% | 62.97% | 57.20% | 57.90% | 57.74% | 61.46% |
Avg DTI (debt to income) | 39.12 | 35.46 | 33.29 | 32.92 | 35.78 | 36.41 | 35.45 | 34.09 | 34.35 |
Avg refinance insurance % | 0.35% | 0.61% | 0.88% | 1.26% | 2.72% | 1.24% | 1.36% | 0.99% | 1.18% |
Best Refinance Brokers around Walnut Creek, California 94595
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Walnut Creek, California 94595, we have compiled a list of top refinance brokers to assist you in the process.
Fred Williams
Loan Officer
1790 North Broadway St.
Walnut Creek, CA 94595
(925) 858-1544
fwilliams@patelco.org
Tom Oviatt
Loan Consultant
3021 Citrus Cir, Suite 105
Walnut Creek, CA 94595
(925) 937-4300
tomo@wymac.com
Russell W. McDonald
Loan Consultant
3021 Citrus Cir, Suite 105
Walnut Creek, CA 94595
(925) 937-4300
russellm@wymac.com
Rob Reese
Loan Consultant
3021 Citrus Cir, Suite 105
Walnut Creek, CA 94595
(925) 937-4300
robr@wymac.com
Peter H. Moss
Loan Consultant
3021 Citrus Cir, Suite 105
Walnut Creek, CA 94595
(925) 937-4300
peterm@wymac.com
Address
1790 North Broadway St.
Walnut Creek, CA
Contact
(925) 858-1544
Fax (301) 639-0804
fwilliams@patelco.org
Address
3021 Citrus Cir, Suite 105
Walnut Creek, CA
Contact
(925) 937-4300
Fax (301) 639-0804
tomo@wymac.com
Address
3021 Citrus Cir, Suite 105
Walnut Creek, CA
Contact
(925) 937-4300
Fax (301) 639-0804
russellm@wymac.com