Compare Today’s Refinance Rates for Washington, California 95986
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Washington, California 95986.
With a 30-year amortization refinance in Washington and surrounding areas of Nevada county, our calculations show that you can expect to save up to $5,369 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Washington, California 95986.
Summary of Average Refinances in Washington, California 95986
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Interactive Refinance Rate Projections for Washington, California 95986
Pureloan has developed an interactive chart to monitor the five largest local lenders in Washington, CA 95986, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Washington, California 95986 from 2024 - 2016
The following historical data provides insights into refinancing trends in Washington, California and the surrounding Nevada county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Washington, California 95986
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Washington, California 95986, we have compiled a list of top refinance brokers to assist you in the process.
Anthony Hooks
Mortgage Banker
540 Colusa Ave
Yuba City, CA 95986
(181) 896-1762
Anthony.R.Hooks@Chase.com
Avi Sondhi
Loan Officer
3241 Industrial Dr
Yuba City, CA 95986
(866) 437-0200
avi.sondhi@chl.cc
Branden Bates
Loan Officer
Address: 995 Tharp Road, Suite B
Yuba City, CA 95986
(530) 671-4214
branden.bates@academymortgage.com
Veronica Schoel
Loan Officer
Address: 995 Tharp Road, Suite B
Yuba City, CA 95986
(530) 671-4214
veronica.schoel@academymortgage.com
Tim McCabe
Loan Officer
Address: 855 Harter Parkway, Suite 340
Yuba City, CA 95986
(530) 923-7574
tim.mccabe@academymortgage.com
Address
540 Colusa Ave
Yuba City, CA
Contact
(181) 896-1762
Fax (301) 639-0804
Anthony.R.Hooks@Chase.com
Address
3241 Industrial Dr
Yuba City, CA
Contact
(866) 437-0200
Fax (301) 639-0804
avi.sondhi@chl.cc
Address
Address: 995 Tharp Road, Suite B
Yuba City, CA
Contact
(530) 671-4214
Fax (301) 639-0804
branden.bates@academymortgage.com