Compare Today’s Refinance Rates for Westlake Village, California 91361
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Westlake Village, California 91361.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Westlake Village, California 91361. For 30-year amortization refinancing, you can expect lifetime cash savings of $17,523 or $49 per month in Westlake Village and other parts of Ventura county.
Summary of Average Refinances in Westlake Village, California 91361
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Interactive Refinance Rate Projections for Westlake Village, California 91361
Pureloan has developed an interactive chart to monitor the five largest local lenders in Westlake Village, CA 91361, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Westlake Village, California 91361 from 2024 - 2016
The following historical data provides insights into refinancing trends in Westlake Village, California and the surrounding Ventura county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 83.33% | 72.46% | 76.93% | 77.99% | 84.23% | 79.92% | 75.57% | 78.40% | 79.26% |
avg refi rate | 6.45% | 3.34% | 2.85% | 3.12% | 4.01% | 4.48% | 4.07% | 3.83% | 4.03% |
% 15 year fixed refinance | 9.52% | 15.71% | 14.17% | 13.52% | 9.90% | 12.72% | 16.13% | 14.79% | 13.42% |
avg refi rate | 4.91% | 2.58% | 2.29% | 2.64% | 3.38% | 3.81% | 3.27% | 3.08% | 3.25% |
Avg credit score | 732.24 | 761.92 | 763.49 | 767.45 | 755.95 | 745.86 | 747.55 | 756.41 | 756.73 |
Avg LTV (loan to value) | 53.98% | 53.00% | 57.34% | 60.38% | 66.34% | 62.34% | 62.95% | 63.58% | 65.95% |
Avg DTI (debt to income) | 42.52 | 38.15 | 35.54 | 34.96 | 37.43 | 38.59 | 37.44 | 36.23 | 36.58 |
Avg refinance insurance % | 1.00% | 0.41% | 0.92% | 1.32% | 2.46% | 1.67% | 1.64% | 1.38% | 1.65% |
Best Refinance Brokers around Westlake Village, California 91361
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Westlake Village, California 91361, we have compiled a list of top refinance brokers to assist you in the process.
Mary McQueen
Loan Officer
950 Hampshire Rd. Suite 102
Westlake Village, CA 91361
(805) 379-4666
mary@mcqueenandassociates.com
Cord McQueen
Broker
950 Hampshire Rd. Suite 102
Westlake Village, CA 91361
(805) 379-4666
Cord@mcqueenandassociates.com
Helena Vlahos
Loan Officer
31351 Via Colinas, Suite 105
Westlake Village, CA 91361
(951) 571-2740
hvlahos@wccloans.com
Nancy Vasquez
Loan Officer
31351 Via Colinas, Suite 105
Westlake Village, CA 91361
(951) 488-3160
nvasquez@wccloans.com
Lena Purunjian
Loan Officer
31351 Via Colinas, Suite 105
Westlake Village, CA 91361
(562) 818-5337
lpurunjian@wccloans.com
Address
950 Hampshire Rd. Suite 102
Westlake Village, CA
Contact
(805) 379-4666
Fax (301) 639-0804
mary@mcqueenandassociates.com
Address
950 Hampshire Rd. Suite 102
Westlake Village, CA
Contact
(805) 379-4666
Fax (301) 639-0804
Cord@mcqueenandassociates.com
Address
31351 Via Colinas, Suite 105
Westlake Village, CA
Contact
(951) 571-2740
Fax (301) 639-0804
hvlahos@wccloans.com