Compare Today’s Refinance Rates for Westmorland, California 92281
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Westmorland, California 92281.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Westmorland, California 92281. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,108 or $14 per month in Westmorland and other parts of Imperial county.
Summary of Average Refinances in Westmorland, California 92281
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Interactive Refinance Rate Projections for Westmorland, California 92281
Pureloan has developed an interactive chart to monitor the five largest local lenders in Westmorland, CA 92281, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Westmorland, California 92281 from 2024 - 2016
The following historical data provides insights into refinancing trends in Westmorland, California and the surrounding Imperial county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Westmorland, California 92281
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Westmorland, California 92281, we have compiled a list of top refinance brokers to assist you in the process.
Diane Giannelli
Loan Officer
7398 Fox Trl Ste B
Yucca Valley, CA 92281
(760) 415-7982
diane4loans@gmail.com
Ricardo Molina
Loan officer
14518 Baseline Ave
Fontana, CA 92281
(909) 349-1164
Ricardo.Molina@chase.com
Craig Carlson
Mortgage Banker
17317 Main St
Hesperia, CA 92281
(176) 024-4331
Craig.W.Carlson@Chase.com
April Pratt
Loan Officer
1615 Orange Tree Ln Ste 100
Redlands, CA 92281
(909) 255-7604
aprilp@arrowheadcapitalmortgage.com
Christina Anderson
Loan Officer
1615 Orange Tree Ln Ste 100
Redlands, CA 92281
(909) 255-7602
christina@arrowheadcapitalmortgage.com
Address
7398 Fox Trl Ste B
Yucca Valley, CA
Contact
(760) 415-7982
Fax (301) 639-0804
diane4loans@gmail.com
Address
14518 Baseline Ave
Fontana, CA
Contact
(909) 349-1164
Fax (301) 639-0804
Ricardo.Molina@chase.com
Address
17317 Main St
Hesperia, CA
Contact
(176) 024-4331
Fax (301) 639-0804
Craig.W.Carlson@Chase.com