Compare Today’s Refinance Rates for Wilseyville, California 95257

Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wilseyville, California 95257.

With a 30-year amortization refinance in Wilseyville and surrounding areas of Calaveras county, our calculations show that you can expect to save up to $4,341 over the lifetime of your mortgage, or a monthly savings of $12. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Wilseyville, California 95257.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

38.384566 -120.442356 39493

Summary of Average Refinances in Wilseyville, California 95257

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Refinance Rate Projections for Wilseyville, California 95257

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to monitor the five largest local lenders in Wilseyville, CA 95257, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Wilseyville, California 95257

Wilseyville is an unincorporated community in Calaveras County, California. It lies at an elevation of 2769 feet. Wilseyville's post office was established in 1947; it has the zip code 95257. Wilseyville was named after Lawrence A. Wilsey, an executive at the American Forest Products Company. Read more

Wilseyville is an unincorporated community in Calaveras County, California. It lies at an elevation of 2769 feet. Wilseyville's post office was established in 1947; it has the zip code 95257. Wilseyville was named after Lawrence A. Wilsey, an executive at the American Forest Products Company.Wilseyville is notorious for being the location of the cabin where serial killers Leonard Lake and Charles Ng killed and disposed of some of their victims. Their spree ended in June 1985, when Ng was spotted loading stolen merchandise into a car driven by Lake in South San Francisco. Ng fled, but Lake was arrested at the scene for illegally outfitting a .22 caliber pistol with a silencer. He swallowed a cyanide pill while in police custody and died four days later. Police found human remains and other evidence at the Wilseyville cabin and began a manhunt for Ng. He was arrested in Canada for shoplifting and was extradited to the United States after serving a sentence in Canada. Ng was sentenced to death after being found guilty on 11 of 12 counts of murder. It was later ruled that Lake and Ng were responsible for the 12th victim, though they are thought to have killed as many as 25 people. Read less

Historical Refinance Rates in Wilseyville, California 95257 from 2024 - 2016

The following historical data provides insights into refinancing trends in Wilseyville, California and the surrounding Calaveras county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed refinance 100.00% 64.91% 70.01% 68.83% 74.10% 67.52% 57.43% 63.21% 61.86%
avg refi rate 6.33% 3.53% 2.95% 3.29% 4.12% 4.58% 4.19% 3.91% 4.14%
% 15 year fixed refinance 21.27% 18.69% 18.98% 13.86% 21.97% 31.59% 23.58% 26.43%
avg refi rate 2.68% 2.42% 2.78% 3.55% 3.89% 3.38% 3.19% 3.33%
Avg credit score 742.33 739.70 748.92 753.82 743.92 741.71 760.96 753.12 753.87
Avg LTV (loan to value) 64.33% 54.67% 61.86% 65.90% 70.19% 64.74% 65.30% 66.56% 67.33%
Avg DTI (debt to income) 38.89 35.42 34.56 33.54 36.14 36.00 34.71 35.93 33.91
Avg refinance insurance % 2.78% 0.53% 1.53% 2.62% 4.53% 2.46% 2.64% 2.22% 2.57%

Source: Financial Report of the US Government

Best Refinance Brokers around Wilseyville, California 95257

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wilseyville, California 95257, we have compiled a list of top refinance brokers to assist you in the process.

Name
Address
Contact

Diann Hansen

Loan Officer

299 E 20th St

Merced, CA 95257

(303) 933-5211

DH@ProFileHomeLoans.com

Bob Sullivan

Mortgage Consultant

3321 G St Ste B

Merced, CA 95257

(209) 384-4200

bob.sullivan@icitymortgage.com

Christopher Johnson

Home Mortgage Consultant

3538 G St

Merced, CA 95257

(209) 381-7890

cj.Johnson@wellsfargo.com

Leticia Galindo

Home Mortgage Consultant

3538 G St

Merced, CA 95257

(209) 381-7890

Leticia.V.Galindo@wellsfargo.com

Marco Guzman

Home Mortgage Consultant

3538 G St

Merced, CA 95257

(209) 381-7890

Marco.A.Guzman@wellsfargo.com

Address

299 E 20th St

Merced, CA

Contact

(303) 933-5211

Fax (301) 639-0804

DH@ProFileHomeLoans.com

Address

3321 G St Ste B

Merced, CA

Contact

(209) 384-4200

Fax (301) 639-0804

bob.sullivan@icitymortgage.com

Address

3538 G St

Merced, CA

Contact

(209) 381-7890

Fax (301) 639-0804

cj.Johnson@wellsfargo.com

Refinancing News for Wilseyville, California 95257