Compare Today’s Refinance Rates for Witter Springs, California 95493
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Witter Springs, California 95493.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,848 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Witter Springs and other areas of Lake county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Witter Springs, California 95493
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Interactive Refinance Rate Projections for Witter Springs, California 95493
Pureloan has developed an interactive chart to monitor the five largest local lenders in Witter Springs, CA 95493, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Witter Springs, California 95493 from 2024 - 2016
The following historical data provides insights into refinancing trends in Witter Springs, California and the surrounding Lake county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Witter Springs, California 95493
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Witter Springs, California 95493, we have compiled a list of top refinance brokers to assist you in the process.
Chris Landwehr
Mortgage Advisor
239 Windsor River Road
Windsor, CA 95493
(707) 836-8200
clandwehr@pcmloan.com
Gary Lentz
Mortgage Advisor
239 Windsor River Road
Windsor, CA 95493
(707) 836-8200
glentz@pcmloan.com
Jamie Fejeran
Loan Orginator
936 3rd St
Crescent City, CA 95493
(707) 464-4145
JamieFejeran@tcbk.com
Sandra Ferguson
Loan Orginator
936 3rd St
Crescent City, CA 95493
(707) 464-4145
SandraFerguson@tcbk.com
Joseph Fontana
Loan Orginator
936 3rd St
Crescent City, CA 95493
(707) 464-4145
JosephFontana@tcbk.com
Address
239 Windsor River Road
Windsor, CA
Contact
(707) 836-8200
Fax (301) 639-0804
clandwehr@pcmloan.com
Address
239 Windsor River Road
Windsor, CA
Contact
(707) 836-8200
Fax (301) 639-0804
glentz@pcmloan.com
Address
936 3rd St
Crescent City, CA
Contact
(707) 464-4145
Fax (301) 639-0804
JamieFejeran@tcbk.com