Compare Today’s Refinance Rates for Woodland, California 95776
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Woodland, California 95776.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,566 over the lifetime of your mortgage, which translates to a monthly savings of $18 in Woodland and other areas of Yolo county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Woodland, California 95776
Become a certified mortgage expert on Pureloan.com
in Woodland, California 95776
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Woodland, California 95776
Pureloan has developed an interactive chart to monitor the five largest local lenders in Woodland, CA 95776, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Woodland, California 95776 from 2024 - 2016
The following historical data provides insights into refinancing trends in Woodland, California and the surrounding Yolo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
| avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
| % 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
| avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
| Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
| Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
| Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
| Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Woodland, California 95776
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Woodland, California 95776, we have compiled a list of top refinance brokers to assist you in the process.
Julie Dow
Mortgage Loan Representative
11 W. Court Street, Suite A
Woodland, CA 95776
(530) 406-2055
jdow@thatsmybank.com
Zamar Alkiezar
Loan Agent
520 Capitol Mall Ste 650
Sacramento, CA 95776
(800) 328-9918
zaalkiezar@yahoo.com
Issa Bouri
Loan Agent
520 Capitol Mall Ste 650
Sacramento, CA 95776
(800) 328-9918
ibouri@yahoo.com
Ethan Brizzi
Loan Agent
520 Capitol Mall Ste 650
Sacramento, CA 95776
(800) 328-9918
ethanbrizzi@gmail.com
James Bruins
Loan Agent
520 Capitol Mall Ste 650
Sacramento, CA 95776
(800) 328-9918
jamesbruins@hotmail.com
Address
11 W. Court Street, Suite A
Woodland, CA
Contact
(530) 406-2055
Fax (301) 639-0804
jdow@thatsmybank.com
Address
520 Capitol Mall Ste 650
Sacramento, CA
Contact
(800) 328-9918
Fax (301) 639-0804
zaalkiezar@yahoo.com
Address
520 Capitol Mall Ste 650
Sacramento, CA
Contact
(800) 328-9918
Fax (301) 639-0804
ibouri@yahoo.com