Compare Today’s Refinance Rates for Aspen, Colorado 81612
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Aspen, Colorado 81612.
With a 30-year amortization refinance in Aspen and surrounding areas of Pitkin county, our calculations show that you can expect to save up to $155,120 over the lifetime of your mortgage, or a monthly savings of $431. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Aspen, Colorado 81612.
Summary of Average Refinances in Aspen, Colorado 81612
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Interactive Refinance Rate Projections for Aspen, Colorado 81612
Pureloan has developed an interactive chart to monitor the five largest local lenders in Aspen, CO 81612, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Aspen, Colorado 81612 from 2024 - 2016
The following historical data provides insights into refinancing trends in Aspen, Colorado and the surrounding Pitkin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 68.51% | 66.58% | 66.07% | 69.49% | 60.44% | 57.75% | 55.70% | 52.53% |
avg refi rate | 6.34% | 3.71% | 2.97% | 3.32% | 4.30% | 4.68% | 4.20% | 3.97% | 4.24% |
% 15 year fixed refinance | 20.99% | 21.68% | 18.83% | 19.77% | 28.57% | 30.28% | 32.91% | 34.81% | |
avg refi rate | 2.91% | 2.49% | 2.84% | 3.66% | 3.90% | 3.49% | 3.32% | 3.34% | |
Avg credit score | 756.00 | 729.22 | 745.24 | 752.41 | 745.36 | 738.34 | 744.09 | 750.91 | 750.03 |
Avg LTV (loan to value) | 64.85% | 58.08% | 63.12% | 67.45% | 69.01% | 67.31% | 72.75% | 71.84% | 72.07% |
Avg DTI (debt to income) | 41.77 | 34.49 | 34.65 | 33.84 | 34.94 | 34.33 | 33.58 | 33.37 | 30.90 |
Avg refinance insurance % | 1.92% | 1.07% | 1.57% | 3.13% | 3.95% | 2.16% | 3.71% | 4.65% | 4.89% |
Best Refinance Brokers around Aspen, Colorado 81612
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Aspen, Colorado 81612, we have compiled a list of top refinance brokers to assist you in the process.
Scott Norris
Loan Assistant
600 E Hopkins Ave Ste 1
Aspen, CO 81612
(970) 920-4800
ScottNorris@alpinebank.com
Scott Gordon
President/ Regional President
600 E Hopkins Ave Ste 1
Aspen, CO 81612
(970) 920-4800
ScottGordon@alpinebank.com
Pete Yang
Loan Officer
600 E Hopkins Ave Ste 1
Aspen, CO 81612
(970) 920-4800
PeteYang@alpinebank.com
Nicole Brown
Loan Assistant
600 E Hopkins Ave Ste 1
Aspen, CO 81612
(970) 920-4800
NicoleBrown@alpinebank.com
Mary Ryerson
Loan Officer
600 E Hopkins Ave Ste 1
Aspen, CO 81612
(970) 920-4800
MaryRyerson@alpinebank.com
Address
600 E Hopkins Ave Ste 1
Aspen, CO
Contact
(970) 920-4800
Fax (301) 639-0804
ScottNorris@alpinebank.com
Address
600 E Hopkins Ave Ste 1
Aspen, CO
Contact
(970) 920-4800
Fax (301) 639-0804
ScottGordon@alpinebank.com
Address
600 E Hopkins Ave Ste 1
Aspen, CO
Contact
(970) 920-4800
Fax (301) 639-0804
PeteYang@alpinebank.com