Compare Today’s Refinance Rates for Bailey, Colorado 80421
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bailey, Colorado 80421.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bailey, Colorado 80421. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,406 or $18 per month in Bailey and other parts of Park county.
Summary of Average Refinances in Bailey, Colorado 80421
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Interactive Refinance Rate Projections for Bailey, Colorado 80421
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bailey, CO 80421, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bailey, Colorado 80421 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bailey, Colorado and the surrounding Park county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 97.30% | 68.57% | 71.96% | 72.86% | 79.76% | 72.29% | 69.01% | 73.91% | 69.34% |
| avg refi rate | 6.04% | 3.45% | 2.87% | 3.19% | 3.99% | 4.46% | 4.00% | 3.84% | 4.06% |
| % 15 year fixed refinance | 17.89% | 15.75% | 15.34% | 11.14% | 20.28% | 20.90% | 17.03% | 18.98% | |
| avg refi rate | 2.60% | 2.35% | 2.71% | 3.44% | 3.72% | 3.26% | 3.11% | 3.28% | |
| Avg credit score | 759.51 | 751.56 | 765.13 | 769.15 | 761.35 | 748.53 | 751.34 | 754.76 | 756.74 |
| Avg LTV (loan to value) | 63.65% | 55.73% | 61.52% | 64.85% | 70.42% | 64.67% | 63.52% | 66.93% | 69.27% |
| Avg DTI (debt to income) | 38.57 | 34.76 | 31.47 | 31.37 | 33.50 | 35.24 | 33.40 | 32.78 | 32.56 |
| Avg refinance insurance % | 2.95% | 0.87% | 1.82% | 2.64% | 4.65% | 2.16% | 1.55% | 1.99% | 2.92% |
Best Refinance Brokers around Bailey, Colorado 80421
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bailey, Colorado 80421, we have compiled a list of top refinance brokers to assist you in the process.
Mark Martin-Williams
Loan/Operation Officer/Compliance Rep
110 N. Main Street
Breckenridge, CO 80421
(970) 453-4929
MarkMartin-Williams@alpinebank.com
Tatsiana Miller
Banking Officer
110 N. Main Street
Breckenridge, CO 80421
(970) 453-4929
TatsianaMiller@alpinebank.com
Zachary Zink
Mortgage Banker
PO Box 908
Breckenridge, CO 80421
(970) 453-2521
Zachary.Zink@bankofthewest.com
Grant Brewster
Mortgage Consultant
1707 Cole Blvd Ste 101
Golden, CO 80421
(303) 202-3070
grant.brewster@coloradomortgagealliance.com
James Mckinnon
Mortgage Banker
1254 Bergen Pkwy Unit D100
Evergreen, CO 80421
(130) 367-4185
James.W.Mckinnon@chase.com
Address
110 N. Main Street
Breckenridge, CO
Contact
(970) 453-4929
Fax (301) 639-0804
MarkMartin-Williams@alpinebank.com
Address
110 N. Main Street
Breckenridge, CO
Contact
(970) 453-4929
Fax (301) 639-0804
TatsianaMiller@alpinebank.com
Address
PO Box 908
Breckenridge, CO
Contact
(970) 453-2521
Fax (301) 639-0804
Zachary.Zink@bankofthewest.com