Compare Today’s Refinance Rates for Bayfield, Colorado 81122
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bayfield, Colorado 81122.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bayfield, Colorado 81122. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,906 or $16 per month in Bayfield and other parts of La Plata county.
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Summary of Average Refinances in Bayfield, Colorado 81122
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Bayfield, Colorado 81122
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bayfield, CO 81122, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bayfield, Colorado 81122 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bayfield, Colorado and the surrounding La Plata county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 68.06% | 67.13% | 71.18% | 76.34% | 77.97% | 67.47% | 63.83% | 60.19% |
avg refi rate | 6.25% | 3.71% | 2.94% | 3.25% | 4.31% | 4.48% | 4.11% | 3.91% | 4.02% |
% 15 year fixed refinance | 25.00% | 15.28% | 18.66% | 16.71% | 13.98% | 15.25% | 25.30% | 26.60% | 31.48% |
avg refi rate | 5.99% | 2.89% | 2.48% | 2.79% | 3.62% | 3.76% | 3.49% | 3.18% | 3.30% |
Avg credit score | 750.50 | 750.22 | 760.72 | 763.04 | 752.59 | 752.31 | 754.24 | 749.40 | 758.49 |
Avg LTV (loan to value) | 52.75% | 55.50% | 62.22% | 63.98% | 67.95% | 60.93% | 60.57% | 68.47% | 66.56% |
Avg DTI (debt to income) | 33.25 | 34.33 | 34.23 | 33.06 | 34.12 | 33.69 | 33.63 | 34.15 | 33.68 |
Avg refinance insurance % | 6.25% | 0.51% | 1.95% | 3.09% | 2.44% | 1.15% | 0.43% | 3.45% | 2.79% |
Best Refinance Brokers around Bayfield, Colorado 81122
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bayfield, Colorado 81122, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Sarah Taylor
Loan Officers
205 Country Center Dr
Fort Morgan, CO 81122
(80) 701-2132
sarah.taylor@bankofcolorado.com
Address
205 Country Center Dr
Fort Morgan, CO
Contact
(80) 701-2132
Fax (301) 639-0804
sarah.taylor@bankofcolorado.com