Compare Today’s Refinance Rates for Commerce City, Colorado

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Commerce City, Colorado 80037. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Commerce City and other areas of Adams county, expected lifetime cash savings are $10,902 or $30 / month.

For Commerce City, Colorado 80037, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

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Summary of Average Refinance Terms in Commerce City, Colorado 80037

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Commerce City, CO 80037, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Commerce City, Colorado 80037 from 2012 - 2019

Below are historical data on refinancing in Commerce City, Colorado and around Adams county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.35% 48.52% 48.83% 55.15% 62.54% 61.90% 65.42% 59.78%
avg refi rate 4.87% 4.51% 3.92% 3.77% 4.53% 4.12% 3.88% 3.95%
% 15 year fixed refinance 29.72% 35.54% 36.44% 34.41% 28.37% 25.44% 22.65% 29.31%
avg refi rate 4.25% 3.82% 3.28% 3.01% 3.57% 3.31% 3.14% 3.22%
Avg credit score 767.64 770.96 771.54 766.95 752.22 754.18 753.31 749.82
Avg LTV (loan to value) 65.29% 66.13% 67.43% 68.71% 72.46% 71.33% 68.61% 65.88%
Avg DTI (debt to income) 31.35 30.83 30.55 30.63 33.59 33.41 33.73 34.73
Avg refinance insurance % 1.48% 1.82% 2.26% 3.36% 4.44% 3.70% 2.93% 2.57%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Commerce City, Colorado 80037

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Commerce City, Colorado 80037, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Angel Oviedo

Mortgage Banker

7301 Federal Blvd

Westminster, CO 80037

(130) 324-4058

Angel.Oviedo@chase.com

George Lupiba

Mortgage Consultant

13770 E Rice Pl

Aurora, CO 80037

(303) 877-5566

george.lupiba@coloradomortgagealliance.com

Matt Wilson

Home Mortgage Consultant

18515 E Smoky Hill Rd

Aurora, CO 80037

(720) 876-2408

Matthew.K.Wilson@wellsfargo.com

Julian Melendez

Mortgage Banker

1101 S Buckley Rd

Aurora, CO 80037

(130) 374-5772

Julian.D.Melendez@chase.com

Eliza Mason

Mortgage Banker

1426 N 95th St

Lafayette, CO 80037

(130) 324-5708

Eliza.A.Mason@chase.com

Address

7301 Federal Blvd

Westminster, CO

Contact

(130) 324-4058

Fax (301) 639-0804

Angel.Oviedo@chase.com

Address

13770 E Rice Pl

Aurora, CO

Contact

(303) 877-5566

Fax (301) 639-0804

george.lupiba@coloradomortgagealliance.com

Address

18515 E Smoky Hill Rd

Aurora, CO

Contact

(720) 876-2408

Fax (301) 639-0804

Matthew.K.Wilson@wellsfargo.com

Refinancing News for Commerce City, Colorado 80037