Compare Today’s Refinance Rates for Craig, Colorado 81626
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Craig, Colorado 81626.
With a 30-year amortization refinance in Craig and surrounding areas of Moffat county, our calculations show that you can expect to save up to $7,153 over the lifetime of your mortgage, or a monthly savings of $20. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Craig, Colorado 81626.
Summary of Average Refinances in Craig, Colorado 81626
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Interactive Refinance Rate Projections for Craig, Colorado 81626
Pureloan has developed an interactive chart to monitor the five largest local lenders in Craig, CO 81626, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Craig, Colorado 81626 from 2024 - 2016
The following historical data provides insights into refinancing trends in Craig, Colorado and the surrounding Moffat county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 68.51% | 66.58% | 66.07% | 69.49% | 60.44% | 57.75% | 55.70% | 52.53% |
| avg refi rate | 6.34% | 3.71% | 2.97% | 3.32% | 4.30% | 4.68% | 4.20% | 3.97% | 4.24% |
| % 15 year fixed refinance | 20.99% | 21.68% | 18.83% | 19.77% | 28.57% | 30.28% | 32.91% | 34.81% | |
| avg refi rate | 2.91% | 2.49% | 2.84% | 3.66% | 3.90% | 3.49% | 3.32% | 3.34% | |
| Avg credit score | 756.00 | 729.22 | 745.24 | 752.41 | 745.36 | 738.34 | 744.09 | 750.91 | 750.03 |
| Avg LTV (loan to value) | 64.85% | 58.08% | 63.12% | 67.45% | 69.01% | 67.31% | 72.75% | 71.84% | 72.07% |
| Avg DTI (debt to income) | 41.77 | 34.49 | 34.65 | 33.84 | 34.94 | 34.33 | 33.58 | 33.37 | 30.90 |
| Avg refinance insurance % | 1.92% | 1.07% | 1.57% | 3.13% | 3.95% | 2.16% | 3.71% | 4.65% | 4.89% |
Best Refinance Brokers around Craig, Colorado 81626
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Craig, Colorado 81626, we have compiled a list of top refinance brokers to assist you in the process.
Audrey Charchalis
Mortgage Lender
250 W Victory Way
Craig, CO 81626
(970) 824-9421
audrey.charchalis@bankofcolorado.com
Esgar Acosta
Loan Officer
205 Chambers Ave
Eagle, CO 81626
(970) 328-1666
EsgarAcosta@alpinebank.com
Grant Murphy
Loan Officer
205 Chambers Ave
Eagle, CO 81626
(970) 328-1666
GrantMurphy@alpinebank.com
Rachel Gerlach
Loan Officer
205 Chambers Ave
Eagle, CO 81626
(970) 328-1666
RachelGerlach@alpinebank.com
Marci Colby
Loan/Operation Officer
0069 Edwards Access Rd
Edwards, CO 81626
(970) 926-4811
MarciColby@alpinebank.com
Address
250 W Victory Way
Craig, CO
Contact
(970) 824-9421
Fax (301) 639-0804
audrey.charchalis@bankofcolorado.com
Address
205 Chambers Ave
Eagle, CO
Contact
(970) 328-1666
Fax (301) 639-0804
EsgarAcosta@alpinebank.com
Address
205 Chambers Ave
Eagle, CO
Contact
(970) 328-1666
Fax (301) 639-0804
GrantMurphy@alpinebank.com