Compare Today’s Refinance Rates for Crested Butte, Colorado 81225
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Crested Butte, Colorado 81225.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $62,048 over the lifetime of your mortgage, which translates to a monthly savings of $172 in Crested Butte and other areas of Gunnison county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
38.869722
-106.987222
35180
Summary of Average Refinances in Crested Butte, Colorado 81225
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Crested Butte, Colorado 81225
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Crested Butte, Colorado 81225
Pureloan has developed an interactive chart to monitor the five largest local lenders in Crested Butte, CO 81225, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Crested Butte, Colorado 81225 from 2024 - 2016
The following historical data provides insights into refinancing trends in Crested Butte, Colorado and the surrounding Gunnison county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 68.51% | 66.58% | 66.07% | 69.49% | 60.44% | 57.75% | 55.70% | 52.53% |
| avg refi rate | 6.34% | 3.71% | 2.97% | 3.32% | 4.30% | 4.68% | 4.20% | 3.97% | 4.24% |
| % 15 year fixed refinance | 20.99% | 21.68% | 18.83% | 19.77% | 28.57% | 30.28% | 32.91% | 34.81% | |
| avg refi rate | 2.91% | 2.49% | 2.84% | 3.66% | 3.90% | 3.49% | 3.32% | 3.34% | |
| Avg credit score | 756.00 | 729.22 | 745.24 | 752.41 | 745.36 | 738.34 | 744.09 | 750.91 | 750.03 |
| Avg LTV (loan to value) | 64.85% | 58.08% | 63.12% | 67.45% | 69.01% | 67.31% | 72.75% | 71.84% | 72.07% |
| Avg DTI (debt to income) | 41.77 | 34.49 | 34.65 | 33.84 | 34.94 | 34.33 | 33.58 | 33.37 | 30.90 |
| Avg refinance insurance % | 1.92% | 1.07% | 1.57% | 3.13% | 3.95% | 2.16% | 3.71% | 4.65% | 4.89% |
Best Refinance Brokers around Crested Butte, Colorado 81225
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Crested Butte, Colorado 81225, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Debbie Betts
Loan Officer
120 N 9th St Suite B
Canon City, CO 81225
(719) 275-4450
dbetts@themortgageco.com
Gerry Meloni
Loan Officer
120 N 9th St Suite B
Canon City, CO 81225
(719) 275-4450
gmeloni@themortgageco.com
Address
120 N 9th St Suite B
Canon City, CO
Contact
(719) 275-4450
Fax (301) 639-0804
dbetts@themortgageco.com
Address
120 N 9th St Suite B
Canon City, CO
Contact
(719) 275-4450
Fax (301) 639-0804
gmeloni@themortgageco.com