Compare Today’s Refinance Rates for Eckert, Colorado 81418
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Eckert, Colorado 81418.
With a 30-year amortization refinance in Eckert and surrounding areas of Delta county, our calculations show that you can expect to save up to $5,034 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Eckert, Colorado 81418.
Summary of Average Refinances in Eckert, Colorado 81418
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Interactive Refinance Rate Projections for Eckert, Colorado 81418
Pureloan has developed an interactive chart to monitor the five largest local lenders in Eckert, CO 81418, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Eckert, Colorado 81418 from 2024 - 2016
The following historical data provides insights into refinancing trends in Eckert, Colorado and the surrounding Delta county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 68.51% | 66.58% | 66.07% | 69.49% | 60.44% | 57.75% | 55.70% | 52.53% |
| avg refi rate | 6.34% | 3.71% | 2.97% | 3.32% | 4.30% | 4.68% | 4.20% | 3.97% | 4.24% |
| % 15 year fixed refinance | 20.99% | 21.68% | 18.83% | 19.77% | 28.57% | 30.28% | 32.91% | 34.81% | |
| avg refi rate | 2.91% | 2.49% | 2.84% | 3.66% | 3.90% | 3.49% | 3.32% | 3.34% | |
| Avg credit score | 756.00 | 729.22 | 745.24 | 752.41 | 745.36 | 738.34 | 744.09 | 750.91 | 750.03 |
| Avg LTV (loan to value) | 64.85% | 58.08% | 63.12% | 67.45% | 69.01% | 67.31% | 72.75% | 71.84% | 72.07% |
| Avg DTI (debt to income) | 41.77 | 34.49 | 34.65 | 33.84 | 34.94 | 34.33 | 33.58 | 33.37 | 30.90 |
| Avg refinance insurance % | 1.92% | 1.07% | 1.57% | 3.13% | 3.95% | 2.16% | 3.71% | 4.65% | 4.89% |
Best Refinance Brokers around Eckert, Colorado 81418
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Eckert, Colorado 81418, we have compiled a list of top refinance brokers to assist you in the process.
Barb Wolfe
Loan/Operation Officer/Compliance Rep
917 Main St
Ouray, CO 81418
(970) 325-4200
BarbWolfe@alpinebank.com
Justin Menge
Loan Officer/Comp Rep/Ops Suprv
DELTA1660 Highway 92
Delta, CO 81418
(970) 874-0922
JustinMenge@alpinebank.com
ERIN RENFRO
Home Mortgage Consultant
500 Palmer St
Delta, CO 81418
(970) 874-1852
ERIN.RENFRO@wellsfargo.com
Tyler Dahl
Loan Officer
2770 Alpine Dr
Montrose, CO 81418
(970) 240-0900
TylerDahl@alpinebank.com
Nancy Morton-Kaiser
Home Mortgage Consultant
400 E Main St
Montrose, CO 81418
(970) 240-1021
nancy.morton-kaiser@wellsfargo.com
Address
917 Main St
Ouray, CO
Contact
(970) 325-4200
Fax (301) 639-0804
BarbWolfe@alpinebank.com
Address
DELTA1660 Highway 92
Delta, CO
Contact
(970) 874-0922
Fax (301) 639-0804
JustinMenge@alpinebank.com
Address
500 Palmer St
Delta, CO
Contact
(970) 874-1852
Fax (301) 639-0804
ERIN.RENFRO@wellsfargo.com