Compare Today’s Refinance Rates for Egnar, Colorado 81325
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Egnar, Colorado 81325.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,423 over the lifetime of your mortgage, which translates to a monthly savings of $18 in Egnar and other areas of San Miguel county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Egnar, Colorado 81325
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Interactive Refinance Rate Projections for Egnar, Colorado 81325
Pureloan has developed an interactive chart to monitor the five largest local lenders in Egnar, CO 81325, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Egnar, Colorado 81325 from 2024 - 2016
The following historical data provides insights into refinancing trends in Egnar, Colorado and the surrounding San Miguel county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 68.51% | 66.58% | 66.07% | 69.49% | 60.44% | 57.75% | 55.70% | 52.53% |
avg refi rate | 6.34% | 3.71% | 2.97% | 3.32% | 4.30% | 4.68% | 4.20% | 3.97% | 4.24% |
% 15 year fixed refinance | 20.99% | 21.68% | 18.83% | 19.77% | 28.57% | 30.28% | 32.91% | 34.81% | |
avg refi rate | 2.91% | 2.49% | 2.84% | 3.66% | 3.90% | 3.49% | 3.32% | 3.34% | |
Avg credit score | 756.00 | 729.22 | 745.24 | 752.41 | 745.36 | 738.34 | 744.09 | 750.91 | 750.03 |
Avg LTV (loan to value) | 64.85% | 58.08% | 63.12% | 67.45% | 69.01% | 67.31% | 72.75% | 71.84% | 72.07% |
Avg DTI (debt to income) | 41.77 | 34.49 | 34.65 | 33.84 | 34.94 | 34.33 | 33.58 | 33.37 | 30.90 |
Avg refinance insurance % | 1.92% | 1.07% | 1.57% | 3.13% | 3.95% | 2.16% | 3.71% | 4.65% | 4.89% |
Best Refinance Brokers around Egnar, Colorado 81325
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Egnar, Colorado 81325, we have compiled a list of top refinance brokers to assist you in the process.
Brian Caron
Teller/CSR/Loan Assistant
175 Mercado St Ste 119
Durango, CO 81325
(970) 375-7689
BrianCaron@alpinebank.com
Lindsay Lafferty
Loan Assistant
175 Mercado St Ste 119
Durango, CO 81325
(970) 375-7689
LindsayLafferty@alpinebank.com
Beth Drum
Vice President
1099 Main Ave
Durango, CO 81325
(970) 375-7689
BethDrum@alpinebank.com
Brian Rose
Vice President
1099 Main Ave
Durango, CO 81325
(970) 375-7689
BrianRose@alpinebank.com
Eric Eicher
Loan Officer
1099 Main Ave
Durango, CO 81325
(970) 375-7689
EricEicher@alpinebank.com
Address
175 Mercado St Ste 119
Durango, CO
Contact
(970) 375-7689
Fax (301) 639-0804
BrianCaron@alpinebank.com
Address
175 Mercado St Ste 119
Durango, CO
Contact
(970) 375-7689
Fax (301) 639-0804
LindsayLafferty@alpinebank.com
Address
1099 Main Ave
Durango, CO
Contact
(970) 375-7689
Fax (301) 639-0804
BethDrum@alpinebank.com