Compare Today’s Refinance Rates for Empire, Colorado 80438
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Empire, Colorado 80438.
With a 30-year amortization refinance in Empire and surrounding areas of Clear Creek county, our calculations show that you can expect to save up to $4,848 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Empire, Colorado 80438.
Summary of Average Refinances in Empire, Colorado 80438
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Interactive Refinance Rate Projections for Empire, Colorado 80438
Pureloan has developed an interactive chart to monitor the five largest local lenders in Empire, CO 80438, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Empire, Colorado 80438 from 2024 - 2016
The following historical data provides insights into refinancing trends in Empire, Colorado and the surrounding Clear Creek county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 97.30% | 68.57% | 71.96% | 72.86% | 79.76% | 72.29% | 69.01% | 73.91% | 69.34% |
avg refi rate | 6.04% | 3.45% | 2.87% | 3.19% | 3.99% | 4.46% | 4.00% | 3.84% | 4.06% |
% 15 year fixed refinance | 17.89% | 15.75% | 15.34% | 11.14% | 20.28% | 20.90% | 17.03% | 18.98% | |
avg refi rate | 2.60% | 2.35% | 2.71% | 3.44% | 3.72% | 3.26% | 3.11% | 3.28% | |
Avg credit score | 759.51 | 751.56 | 765.13 | 769.15 | 761.35 | 748.53 | 751.34 | 754.76 | 756.74 |
Avg LTV (loan to value) | 63.65% | 55.73% | 61.52% | 64.85% | 70.42% | 64.67% | 63.52% | 66.93% | 69.27% |
Avg DTI (debt to income) | 38.57 | 34.76 | 31.47 | 31.37 | 33.50 | 35.24 | 33.40 | 32.78 | 32.56 |
Avg refinance insurance % | 2.95% | 0.87% | 1.82% | 2.64% | 4.65% | 2.16% | 1.55% | 1.99% | 2.92% |
Best Refinance Brokers around Empire, Colorado 80438
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Empire, Colorado 80438, we have compiled a list of top refinance brokers to assist you in the process.
Noel Hansen
Assistant Vice President
701 N. Summit Blvd
Frisco, CO 80438
(970) 668-0186
NoelHansen@alpinebank.com
Robin Henley
Loan Officer/Compliance Rep
Copper MOUNTAIN910 Copper Rd. Unit # 125
Frisco, CO 80438
(970) 968-2154
RobinHenley@alpinebank.com
Daniel Cooper
loan officer
960 N. Ten Mile Dr
Frisco, CO 80438
(970) 468-7250
Daniel.Cooper@efirstbank.com
Grant Brewster
Mortgage Consultant
1707 Cole Blvd Ste 101
Golden, CO 80438
(303) 202-3070
grant.brewster@coloradomortgagealliance.com
James Mckinnon
Mortgage Banker
1254 Bergen Pkwy Unit D100
Evergreen, CO 80438
(130) 367-4185
James.W.Mckinnon@chase.com
Address
701 N. Summit Blvd
Frisco, CO
Contact
(970) 668-0186
Fax (301) 639-0804
NoelHansen@alpinebank.com
Address
Copper MOUNTAIN910 Copper Rd. Unit # 125
Frisco, CO
Contact
(970) 968-2154
Fax (301) 639-0804
RobinHenley@alpinebank.com
Address
960 N. Ten Mile Dr
Frisco, CO
Contact
(970) 468-7250
Fax (301) 639-0804
Daniel.Cooper@efirstbank.com