Compare Today’s Refinance Rates for Fort Collins, Colorado
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Fort Collins, Colorado 80553. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Fort Collins and other areas of Larimer county, expected lifetime cash savings are $12,225 or $34 / month.
For Fort Collins, Colorado 80553, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
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Summary of Average Refinance Terms in Fort Collins, Colorado 80553


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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Fort Collins, CO 80553, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Fort Collins, Colorado 80553 from 2012 - 2019
Below are historical data on refinancing in Fort Collins, Colorado and around Larimer county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 57.35% | 48.52% | 48.83% | 55.15% | 62.54% | 61.90% | 65.42% | 59.78% |
avg refi rate | 4.87% | 4.51% | 3.92% | 3.77% | 4.53% | 4.12% | 3.88% | 3.95% |
% 15 year fixed refinance | 29.72% | 35.54% | 36.44% | 34.41% | 28.37% | 25.44% | 22.65% | 29.31% |
avg refi rate | 4.25% | 3.82% | 3.28% | 3.01% | 3.57% | 3.31% | 3.14% | 3.22% |
Avg credit score | 767.64 | 770.96 | 771.54 | 766.95 | 752.22 | 754.18 | 753.31 | 749.82 |
Avg LTV (loan to value) | 65.29% | 66.13% | 67.43% | 68.71% | 72.46% | 71.33% | 68.61% | 65.88% |
Avg DTI (debt to income) | 31.35 | 30.83 | 30.55 | 30.63 | 33.59 | 33.41 | 33.73 | 34.73 |
Avg refinance insurance % | 1.48% | 1.82% | 2.26% | 3.36% | 4.44% | 3.70% | 2.93% | 2.57% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Fort Collins, Colorado 80553
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fort Collins, Colorado 80553, we have compiled a list of the leading refinance brokers to guide you.
Carol Dols
Branch Manager
145 NW Central Park Plaza, STE 114
Fort Collins, CO 80553
(772) 206-3280
carol.dols@gatewayloan.com
Sheryl Laskie
Sales Manager
3926 John F. Kennedy Pkwy., Suite 9c
Fort Collins, CO 80553
(970) 305-4848
slaskie@guildmortgage.com
Don Edling
Loan Officer
3926 John F. Kennedy Pkwy., Suite 9c
Fort Collins, CO 80553
(970) 430-9985
dedling@guildmortgage.com
Natalie Thomas
Loan Officer
1951 Wilmington Dr.
Fort Collins, CO 80553
(801) 233-3700
natalie.thomas@academymortgage.com
Steve Matson
Loan Officer
1130 Haxton Dr
Fort Collins, CO 80553
(800) 539-2968
steven_matson@keybank.com
Address
145 NW Central Park Plaza, STE 114
Fort Collins, CO
Contact
(772) 206-3280
Fax (301) 639-0804
carol.dols@gatewayloan.com
Address
3926 John F. Kennedy Pkwy., Suite 9c
Fort Collins, CO
Contact
(970) 305-4848
Fax (301) 639-0804
slaskie@guildmortgage.com
Address
3926 John F. Kennedy Pkwy., Suite 9c
Fort Collins, CO
Contact
(970) 430-9985
Fax (301) 639-0804
dedling@guildmortgage.com