Compare Today’s Refinance Rates for Fort Garland, Colorado 81133
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fort Garland, Colorado 81133.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,423 over the lifetime of your mortgage, which translates to a monthly savings of $18 in Fort Garland and other areas of Costilla county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Fort Garland, Colorado 81133
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Fort Garland, Colorado 81133
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fort Garland, CO 81133, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fort Garland, Colorado 81133 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fort Garland, Colorado and the surrounding Costilla county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 68.06% | 67.13% | 71.18% | 76.34% | 77.97% | 67.47% | 63.83% | 60.19% |
avg refi rate | 6.25% | 3.71% | 2.94% | 3.25% | 4.31% | 4.48% | 4.11% | 3.91% | 4.02% |
% 15 year fixed refinance | 25.00% | 15.28% | 18.66% | 16.71% | 13.98% | 15.25% | 25.30% | 26.60% | 31.48% |
avg refi rate | 5.99% | 2.89% | 2.48% | 2.79% | 3.62% | 3.76% | 3.49% | 3.18% | 3.30% |
Avg credit score | 750.50 | 750.22 | 760.72 | 763.04 | 752.59 | 752.31 | 754.24 | 749.40 | 758.49 |
Avg LTV (loan to value) | 52.75% | 55.50% | 62.22% | 63.98% | 67.95% | 60.93% | 60.57% | 68.47% | 66.56% |
Avg DTI (debt to income) | 33.25 | 34.33 | 34.23 | 33.06 | 34.12 | 33.69 | 33.63 | 34.15 | 33.68 |
Avg refinance insurance % | 6.25% | 0.51% | 1.95% | 3.09% | 2.44% | 1.15% | 0.43% | 3.45% | 2.79% |
Best Refinance Brokers around Fort Garland, Colorado 81133
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fort Garland, Colorado 81133, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Sarah Taylor
Loan Officers
205 Country Center Dr
Fort Morgan, CO 81133
(80) 701-2132
sarah.taylor@bankofcolorado.com
Address
205 Country Center Dr
Fort Morgan, CO
Contact
(80) 701-2132
Fax (301) 639-0804
sarah.taylor@bankofcolorado.com