Compare Today’s Refinance Rates for Frederick, Colorado 80530
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Frederick, Colorado 80530.
With a 30-year amortization refinance in Frederick and surrounding areas of Weld county, our calculations show that you can expect to save up to $7,535 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Frederick, Colorado 80530.
Summary of Average Refinances in Frederick, Colorado 80530
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Interactive Refinance Rate Projections for Frederick, Colorado 80530
Pureloan has developed an interactive chart to monitor the five largest local lenders in Frederick, CO 80530, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Frederick, Colorado 80530 from 2024 - 2016
The following historical data provides insights into refinancing trends in Frederick, Colorado and the surrounding Weld county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 97.30% | 68.57% | 71.96% | 72.86% | 79.76% | 72.29% | 69.01% | 73.91% | 69.34% |
| avg refi rate | 6.04% | 3.45% | 2.87% | 3.19% | 3.99% | 4.46% | 4.00% | 3.84% | 4.06% |
| % 15 year fixed refinance | 17.89% | 15.75% | 15.34% | 11.14% | 20.28% | 20.90% | 17.03% | 18.98% | |
| avg refi rate | 2.60% | 2.35% | 2.71% | 3.44% | 3.72% | 3.26% | 3.11% | 3.28% | |
| Avg credit score | 759.51 | 751.56 | 765.13 | 769.15 | 761.35 | 748.53 | 751.34 | 754.76 | 756.74 |
| Avg LTV (loan to value) | 63.65% | 55.73% | 61.52% | 64.85% | 70.42% | 64.67% | 63.52% | 66.93% | 69.27% |
| Avg DTI (debt to income) | 38.57 | 34.76 | 31.47 | 31.37 | 33.50 | 35.24 | 33.40 | 32.78 | 32.56 |
| Avg refinance insurance % | 2.95% | 0.87% | 1.82% | 2.64% | 4.65% | 2.16% | 1.55% | 1.99% | 2.92% |
Best Refinance Brokers around Frederick, Colorado 80530
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Frederick, Colorado 80530, we have compiled a list of top refinance brokers to assist you in the process.
Cole Sjoholm
Mortgage Lender
4848 Thompson Pkwy Ste 100
Johnstown, CO 80530
(970) 704-1144
cole.sjoholm@bankofcolorado.com
Sue Turner
Mortgage Lender
4848 Thompson Pkwy Ste 100
Johnstown, CO 80530
(970) 663-2999
sue.turner@bankofcolorado.com
Linda Smyth
Mortgage Lender
4848 Thompson Pkwy Ste 100
Johnstown, CO 80530
(970) 506-0100
linda.smyth@bankofcolorado.com
Dustin Johnson
Mortgage Banker
1375 Eagle Dr
Loveland, CO 80530
(197) 066-3135
Dustin.R.Johnson@chase.com
James Patterson
Mortgage Banker
200 E 7th St Lbby
Loveland, CO 80530
(197) 062-2711
James.E.Patterson@chase.com
Address
4848 Thompson Pkwy Ste 100
Johnstown, CO
Contact
(970) 704-1144
Fax (301) 639-0804
cole.sjoholm@bankofcolorado.com
Address
4848 Thompson Pkwy Ste 100
Johnstown, CO
Contact
(970) 663-2999
Fax (301) 639-0804
sue.turner@bankofcolorado.com
Address
4848 Thompson Pkwy Ste 100
Johnstown, CO
Contact
(970) 506-0100
Fax (301) 639-0804
linda.smyth@bankofcolorado.com