Compare Today’s Refinance Rates for Gilcrest, Colorado 80623
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Gilcrest, Colorado 80623.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Gilcrest, Colorado 80623. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,034 or $14 per month in Gilcrest and other parts of Weld county.
Summary of Average Refinances in Gilcrest, Colorado 80623
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Interactive Refinance Rate Projections for Gilcrest, Colorado 80623
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gilcrest, CO 80623, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gilcrest, Colorado 80623 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gilcrest, Colorado and the surrounding Weld county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 97.30% | 68.57% | 71.96% | 72.86% | 79.76% | 72.29% | 69.01% | 73.91% | 69.34% |
| avg refi rate | 6.04% | 3.45% | 2.87% | 3.19% | 3.99% | 4.46% | 4.00% | 3.84% | 4.06% |
| % 15 year fixed refinance | 17.89% | 15.75% | 15.34% | 11.14% | 20.28% | 20.90% | 17.03% | 18.98% | |
| avg refi rate | 2.60% | 2.35% | 2.71% | 3.44% | 3.72% | 3.26% | 3.11% | 3.28% | |
| Avg credit score | 759.51 | 751.56 | 765.13 | 769.15 | 761.35 | 748.53 | 751.34 | 754.76 | 756.74 |
| Avg LTV (loan to value) | 63.65% | 55.73% | 61.52% | 64.85% | 70.42% | 64.67% | 63.52% | 66.93% | 69.27% |
| Avg DTI (debt to income) | 38.57 | 34.76 | 31.47 | 31.37 | 33.50 | 35.24 | 33.40 | 32.78 | 32.56 |
| Avg refinance insurance % | 2.95% | 0.87% | 1.82% | 2.64% | 4.65% | 2.16% | 1.55% | 1.99% | 2.92% |
Best Refinance Brokers around Gilcrest, Colorado 80623
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gilcrest, Colorado 80623, we have compiled a list of top refinance brokers to assist you in the process.
Mike Campbell
Mortgage Banker
2600 W 10th St
Greeley, CO 80623
(197) 040-5468
Mike.Campbell@chase.com
Christina Delatorre
Mortgage Loan Officer
1701 23rd Ave
Greeley, CO 80623
(970) 378-7798
cdelatorre@fnni.com
Linda Asmussen
Home Mortgage Consultant
5801 W 11th St Ste 102
Greeley, CO 80623
(970) 353-5465
Linda.Asmussen@wellsfargo.com
Lidia Baca
Home Mortgage Consultant
5801 W 11th St Ste 102
Greeley, CO 80623
(970) 336-6213
lidia.baca@wellsfargo.com
Jodie Redfern
Loan Officers
3459 W 20th St
Greeley, CO 80623
(80) 701-2132
jodie.redfern@bankofcolorado.com
Address
2600 W 10th St
Greeley, CO
Contact
(197) 040-5468
Fax (301) 639-0804
Mike.Campbell@chase.com
Address
1701 23rd Ave
Greeley, CO
Contact
(970) 378-7798
Fax (301) 639-0804
cdelatorre@fnni.com
Address
5801 W 11th St Ste 102
Greeley, CO
Contact
(970) 353-5465
Fax (301) 639-0804
Linda.Asmussen@wellsfargo.com