Compare Today’s Refinance Rates for Golden, Colorado 80401
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Golden, Colorado 80401.
With a 30-year amortization refinance in Golden and surrounding areas of Jefferson county, our calculations show that you can expect to save up to $10,864 over the lifetime of your mortgage, or a monthly savings of $30. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Golden, Colorado 80401.
Summary of Average Refinances in Golden, Colorado 80401
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Interactive Refinance Rate Projections for Golden, Colorado 80401
Pureloan has developed an interactive chart to monitor the five largest local lenders in Golden, CO 80401, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Golden, Colorado 80401 from 2024 - 2016
The following historical data provides insights into refinancing trends in Golden, Colorado and the surrounding Jefferson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 97.30% | 68.57% | 71.96% | 72.86% | 79.76% | 72.29% | 69.01% | 73.91% | 69.34% |
| avg refi rate | 6.04% | 3.45% | 2.87% | 3.19% | 3.99% | 4.46% | 4.00% | 3.84% | 4.06% |
| % 15 year fixed refinance | 17.89% | 15.75% | 15.34% | 11.14% | 20.28% | 20.90% | 17.03% | 18.98% | |
| avg refi rate | 2.60% | 2.35% | 2.71% | 3.44% | 3.72% | 3.26% | 3.11% | 3.28% | |
| Avg credit score | 759.51 | 751.56 | 765.13 | 769.15 | 761.35 | 748.53 | 751.34 | 754.76 | 756.74 |
| Avg LTV (loan to value) | 63.65% | 55.73% | 61.52% | 64.85% | 70.42% | 64.67% | 63.52% | 66.93% | 69.27% |
| Avg DTI (debt to income) | 38.57 | 34.76 | 31.47 | 31.37 | 33.50 | 35.24 | 33.40 | 32.78 | 32.56 |
| Avg refinance insurance % | 2.95% | 0.87% | 1.82% | 2.64% | 4.65% | 2.16% | 1.55% | 1.99% | 2.92% |
Best Refinance Brokers around Golden, Colorado 80401
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Golden, Colorado 80401, we have compiled a list of top refinance brokers to assist you in the process.
Grant Brewster
Mortgage Consultant
1707 Cole Blvd Ste 101
Golden, CO 80401
(303) 202-3070
grant.brewster@coloradomortgagealliance.com
Drue Barta
Loan Officer Assistant
14143 Denver West Parkway
Golden , CO 80401
(303) 376-6185
dbarta@primeres.com
Shawna Downs
Mortgage Loan Officer
14143 Denver West Parkway
Golden , CO 80401
(303) 376-6185
sdowns@primeres.com
James Mckinnon
Mortgage Banker
1254 Bergen Pkwy Unit D100
Evergreen, CO 80401
(130) 367-4185
James.W.Mckinnon@chase.com
Robin McGlone
Mortgage Consultant
30480 Stagecoach Blvd
Evergreen, CO 80401
(303) 378-5973
robin.s.mcglone@coloradomortgagealliance.com
Address
1707 Cole Blvd Ste 101
Golden, CO
Contact
(303) 202-3070
Fax (301) 639-0804
grant.brewster@coloradomortgagealliance.com
Address
14143 Denver West Parkway
Golden , CO
Contact
(303) 376-6185
Fax (301) 639-0804
dbarta@primeres.com
Address
14143 Denver West Parkway
Golden , CO
Contact
(303) 376-6185
Fax (301) 639-0804
sdowns@primeres.com