Compare Today’s Refinance Rates for Grand Junction, Colorado

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Grand Junction, Colorado 81506. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Grand Junction and other areas of Mesa county, expected lifetime cash savings are $7,070 or $20 / month.

For Grand Junction, Colorado 81506, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

No suitable program is found

Summary of Average Refinance Terms in Grand Junction, Colorado 81506

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Grand Junction, CO 81506, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Grand Junction, Colorado 81506 from 2012 - 2019

Below are historical data on refinancing in Grand Junction, Colorado and around Mesa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 49.80% 49.54% 46.28% 46.62% 52.21% 50.85% 54.67% 53.16%
avg refi rate 4.94% 4.65% 3.88% 3.81% 4.62% 4.24% 3.97% 4.03%
% 15 year fixed refinance 32.27% 32.11% 38.02% 41.99% 30.88% 37.29% 32.44% 35.44%
avg refi rate 4.25% 3.95% 3.18% 3.01% 3.71% 3.37% 3.28% 3.35%
Avg credit score 759.47 763.02 769.39 764.05 746.26 753.22 752.08 748.30
Avg LTV (loan to value) 68.10% 68.90% 69.02% 70.95% 74.49% 71.73% 72.95% 73.82%
Avg DTI (debt to income) 30.72 31.58 29.38 30.75 32.36 30.98 33.61 33.03
Avg refinance insurance % 1.31% 3.12% 2.31% 3.63% 6.14% 5.16% 4.87% 4.33%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Grand Junction, Colorado 81506

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Grand Junction, Colorado 81506, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Dave Shepard

Mortgage Loan Originator

2474 Patterson Road, Suite 200

Grand Junction, CO 81506

(970) 241-6100

dshepard@majormortgage.com

Stacey Hayward

Mortgage Loan Originator

2474 Patterson Road, Suite 200

Grand Junction, CO 81506

(970) 241-6100

stacey@majormortgage.com

Ryar Hayward

Mortgage Loan Originator

2474 Patterson Road, Suite 200

Grand Junction, CO 81506

(970) 241-6100

ryar@majormortgage.com

Casey Lester

Mortgage Loan Originator

2474 Patterson Road, Suite 200

Grand Junction, CO 81506

(970) 241-6100

clester@majormortgage.com

Spencer Frost

Mortgage Loan Originator

2474 Patterson Road, Suite 200

Grand Junction, CO 81506

(970) 241-6100

sfrost@majormortgage.com

Address

2474 Patterson Road, Suite 200

Grand Junction, CO

Contact

(970) 241-6100

Fax (301) 639-0804

dshepard@majormortgage.com

Address

2474 Patterson Road, Suite 200

Grand Junction, CO

Contact

(970) 241-6100

Fax (301) 639-0804

stacey@majormortgage.com

Address

2474 Patterson Road, Suite 200

Grand Junction, CO

Contact

(970) 241-6100

Fax (301) 639-0804

ryar@majormortgage.com

Refinancing News for Grand Junction, Colorado 81506