Compare Today’s Refinance Rates for Grand Junction, Colorado
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Grand Junction, Colorado 81506. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Grand Junction and other areas of Mesa county, expected lifetime cash savings are $7,070 or $20 / month.
For Grand Junction, Colorado 81506, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
No suitable program is found
Summary of Average Refinance Terms in Grand Junction, Colorado 81506


Become a certified mortgage expert on Pureloan.com
in Grand Junction, Colorado 81506
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Grand Junction, CO 81506, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Grand Junction, Colorado 81506 from 2012 - 2019
Below are historical data on refinancing in Grand Junction, Colorado and around Mesa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 49.80% | 49.54% | 46.28% | 46.62% | 52.21% | 50.85% | 54.67% | 53.16% |
avg refi rate | 4.94% | 4.65% | 3.88% | 3.81% | 4.62% | 4.24% | 3.97% | 4.03% |
% 15 year fixed refinance | 32.27% | 32.11% | 38.02% | 41.99% | 30.88% | 37.29% | 32.44% | 35.44% |
avg refi rate | 4.25% | 3.95% | 3.18% | 3.01% | 3.71% | 3.37% | 3.28% | 3.35% |
Avg credit score | 759.47 | 763.02 | 769.39 | 764.05 | 746.26 | 753.22 | 752.08 | 748.30 |
Avg LTV (loan to value) | 68.10% | 68.90% | 69.02% | 70.95% | 74.49% | 71.73% | 72.95% | 73.82% |
Avg DTI (debt to income) | 30.72 | 31.58 | 29.38 | 30.75 | 32.36 | 30.98 | 33.61 | 33.03 |
Avg refinance insurance % | 1.31% | 3.12% | 2.31% | 3.63% | 6.14% | 5.16% | 4.87% | 4.33% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Grand Junction, Colorado 81506
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Grand Junction, Colorado 81506, we have compiled a list of the leading refinance brokers to guide you.
Dave Shepard
Mortgage Loan Originator
2474 Patterson Road, Suite 200
Grand Junction, CO 81506
(970) 241-6100
dshepard@majormortgage.com
Stacey Hayward
Mortgage Loan Originator
2474 Patterson Road, Suite 200
Grand Junction, CO 81506
(970) 241-6100
stacey@majormortgage.com
Ryar Hayward
Mortgage Loan Originator
2474 Patterson Road, Suite 200
Grand Junction, CO 81506
(970) 241-6100
ryar@majormortgage.com
Casey Lester
Mortgage Loan Originator
2474 Patterson Road, Suite 200
Grand Junction, CO 81506
(970) 241-6100
clester@majormortgage.com
Spencer Frost
Mortgage Loan Originator
2474 Patterson Road, Suite 200
Grand Junction, CO 81506
(970) 241-6100
sfrost@majormortgage.com
Address
2474 Patterson Road, Suite 200
Grand Junction, CO
Contact
(970) 241-6100
Fax (301) 639-0804
dshepard@majormortgage.com
Address
2474 Patterson Road, Suite 200
Grand Junction, CO
Contact
(970) 241-6100
Fax (301) 639-0804
stacey@majormortgage.com
Address
2474 Patterson Road, Suite 200
Grand Junction, CO
Contact
(970) 241-6100
Fax (301) 639-0804
ryar@majormortgage.com