Compare Today’s Refinance Rates for Lindon, Colorado 80740
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lindon, Colorado 80740.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,108 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Lindon and other areas of Washington county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Lindon, Colorado 80740
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Interactive Refinance Rate Projections for Lindon, Colorado 80740
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lindon, CO 80740, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lindon, Colorado 80740 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lindon, Colorado and the surrounding Washington county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 97.30% | 68.57% | 71.96% | 72.86% | 79.76% | 72.29% | 69.01% | 73.91% | 69.34% |
| avg refi rate | 6.04% | 3.45% | 2.87% | 3.19% | 3.99% | 4.46% | 4.00% | 3.84% | 4.06% |
| % 15 year fixed refinance | 17.89% | 15.75% | 15.34% | 11.14% | 20.28% | 20.90% | 17.03% | 18.98% | |
| avg refi rate | 2.60% | 2.35% | 2.71% | 3.44% | 3.72% | 3.26% | 3.11% | 3.28% | |
| Avg credit score | 759.51 | 751.56 | 765.13 | 769.15 | 761.35 | 748.53 | 751.34 | 754.76 | 756.74 |
| Avg LTV (loan to value) | 63.65% | 55.73% | 61.52% | 64.85% | 70.42% | 64.67% | 63.52% | 66.93% | 69.27% |
| Avg DTI (debt to income) | 38.57 | 34.76 | 31.47 | 31.37 | 33.50 | 35.24 | 33.40 | 32.78 | 32.56 |
| Avg refinance insurance % | 2.95% | 0.87% | 1.82% | 2.64% | 4.65% | 2.16% | 1.55% | 1.99% | 2.92% |
Best Refinance Brokers around Lindon, Colorado 80740
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lindon, Colorado 80740, we have compiled a list of top refinance brokers to assist you in the process.
Lisa Kaiser
Home Mortgage Consultant
129 S 3rd St
Sterling, CO 80740
(970) 521-9952
lisa.a.kaiser@wellsfargo.com
Lacy Black
Loan Document Processor
520 Sherman St
Fort Morgan, CO 80740
(970) 867-3319
lblack@fmsbank.com
Tammy Lippoldt
Post Closing Review
520 Sherman St
Fort Morgan, CO 80740
(970) 867-3319
tlippoldt@fmsbank.com
Miranda Schnabel
Loan Documentation Specialist
520 Sherman St
Fort Morgan, CO 80740
(970) 867-3319
mschnabel@fmsbank.com
Dora Shay
Loan Funding Desk
520 Sherman St
Fort Morgan, CO 80740
(970) 867-3319
dshay@fmsbank.com
Address
129 S 3rd St
Sterling, CO
Contact
(970) 521-9952
Fax (301) 639-0804
lisa.a.kaiser@wellsfargo.com
Address
520 Sherman St
Fort Morgan, CO
Contact
(970) 867-3319
Fax (301) 639-0804
lblack@fmsbank.com
Address
520 Sherman St
Fort Morgan, CO
Contact
(970) 867-3319
Fax (301) 639-0804
tlippoldt@fmsbank.com