Compare Today’s Refinance Rates for Lyons, Colorado 80540
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lyons, Colorado 80540.
With a 30-year amortization refinance in Lyons and surrounding areas of Boulder county, our calculations show that you can expect to save up to $9,207 over the lifetime of your mortgage, or a monthly savings of $26. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Lyons, Colorado 80540.
Summary of Average Refinances in Lyons, Colorado 80540
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Interactive Refinance Rate Projections for Lyons, Colorado 80540
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lyons, CO 80540, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lyons, Colorado 80540 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lyons, Colorado and the surrounding Boulder county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 97.30% | 68.57% | 71.96% | 72.86% | 79.76% | 72.29% | 69.01% | 73.91% | 69.34% |
| avg refi rate | 6.04% | 3.45% | 2.87% | 3.19% | 3.99% | 4.46% | 4.00% | 3.84% | 4.06% |
| % 15 year fixed refinance | 17.89% | 15.75% | 15.34% | 11.14% | 20.28% | 20.90% | 17.03% | 18.98% | |
| avg refi rate | 2.60% | 2.35% | 2.71% | 3.44% | 3.72% | 3.26% | 3.11% | 3.28% | |
| Avg credit score | 759.51 | 751.56 | 765.13 | 769.15 | 761.35 | 748.53 | 751.34 | 754.76 | 756.74 |
| Avg LTV (loan to value) | 63.65% | 55.73% | 61.52% | 64.85% | 70.42% | 64.67% | 63.52% | 66.93% | 69.27% |
| Avg DTI (debt to income) | 38.57 | 34.76 | 31.47 | 31.37 | 33.50 | 35.24 | 33.40 | 32.78 | 32.56 |
| Avg refinance insurance % | 2.95% | 0.87% | 1.82% | 2.64% | 4.65% | 2.16% | 1.55% | 1.99% | 2.92% |
Best Refinance Brokers around Lyons, Colorado 80540
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lyons, Colorado 80540, we have compiled a list of top refinance brokers to assist you in the process.
Victor Puchino
Home Mortgage Consultant
635 Coffman St
Longmont, CO 80540
(303) 776-0037 Ext13
victor.puchino@wellsfargo.com
Debby Paris
Mortgage Loan Officer
915 S Hover St
Longmont, CO 80540
(303) 926-6340
dparis@fnni.com
Preston Glaser
Mortgage Banker
2614 Main St
Longmont, CO 80540
(130) 377-4814
Preston.Glaser@chase.com
Cole Sjoholm
Mortgage Lender
4848 Thompson Pkwy Ste 100
Johnstown, CO 80540
(970) 704-1144
cole.sjoholm@bankofcolorado.com
Tammy Kauffman
Mortgage Consultant
125 S Howes St Ste 120
Fort Collins, CO 80540
(970) 495-4741
tammy.d.kauffman@coloradomortgagealliance.com
Address
635 Coffman St
Longmont, CO
Contact
(303) 776-0037 Ext13
Fax (301) 639-0804
victor.puchino@wellsfargo.com
Address
915 S Hover St
Longmont, CO
Contact
(303) 926-6340
Fax (301) 639-0804
dparis@fnni.com
Address
2614 Main St
Longmont, CO
Contact
(130) 377-4814
Fax (301) 639-0804
Preston.Glaser@chase.com