Compare Today’s Refinance Rates for Sanford, Colorado 81151
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Sanford, Colorado 81151.
With a 30-year amortization refinance in Sanford and surrounding areas of Conejos county, our calculations show that you can expect to save up to $4,379 over the lifetime of your mortgage, or a monthly savings of $12. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Sanford, Colorado 81151.
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Summary of Average Refinances in Sanford, Colorado 81151
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Sanford, Colorado 81151
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sanford, CO 81151, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sanford, Colorado 81151 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sanford, Colorado and the surrounding Conejos county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 68.06% | 67.13% | 71.18% | 76.34% | 77.97% | 67.47% | 63.83% | 60.19% |
avg refi rate | 6.25% | 3.71% | 2.94% | 3.25% | 4.31% | 4.48% | 4.11% | 3.91% | 4.02% |
% 15 year fixed refinance | 25.00% | 15.28% | 18.66% | 16.71% | 13.98% | 15.25% | 25.30% | 26.60% | 31.48% |
avg refi rate | 5.99% | 2.89% | 2.48% | 2.79% | 3.62% | 3.76% | 3.49% | 3.18% | 3.30% |
Avg credit score | 750.50 | 750.22 | 760.72 | 763.04 | 752.59 | 752.31 | 754.24 | 749.40 | 758.49 |
Avg LTV (loan to value) | 52.75% | 55.50% | 62.22% | 63.98% | 67.95% | 60.93% | 60.57% | 68.47% | 66.56% |
Avg DTI (debt to income) | 33.25 | 34.33 | 34.23 | 33.06 | 34.12 | 33.69 | 33.63 | 34.15 | 33.68 |
Avg refinance insurance % | 6.25% | 0.51% | 1.95% | 3.09% | 2.44% | 1.15% | 0.43% | 3.45% | 2.79% |
Best Refinance Brokers around Sanford, Colorado 81151
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sanford, Colorado 81151, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Debbie Betts
Loan Officer
120 N 9th St Suite B
Canon City, CO 81151
(719) 275-4450
dbetts@themortgageco.com
Gerry Meloni
Loan Officer
120 N 9th St Suite B
Canon City, CO 81151
(719) 275-4450
gmeloni@themortgageco.com
Address
120 N 9th St Suite B
Canon City, CO
Contact
(719) 275-4450
Fax (301) 639-0804
dbetts@themortgageco.com
Address
120 N 9th St Suite B
Canon City, CO
Contact
(719) 275-4450
Fax (301) 639-0804
gmeloni@themortgageco.com