Compare Today’s Refinance Rates for Westminster, Colorado
Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Westminster, Colorado 80036. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Westminster and surrounding areas of Adams county, expected lifetime cash savings are $39,434 or $110 / month.
Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Westminster, Colorado 80036.
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Summary of Average Refinance Terms in Westminster, Colorado 80036
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Refinance Rates for Westminster, Colorado 80036 from 2012 - 2019
Below are historical data on refinancing in Westminster, Colorado and around Adams county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 57.35% | 48.52% | 48.83% | 55.15% | 62.54% | 61.90% | 65.42% | 59.78% |
| avg refi rate | 4.87% | 4.51% | 3.92% | 3.77% | 4.53% | 4.12% | 3.88% | 3.95% |
| % 15 year fixed refinance | 29.72% | 35.54% | 36.44% | 34.41% | 28.37% | 25.44% | 22.65% | 29.31% |
| avg refi rate | 4.25% | 3.82% | 3.28% | 3.01% | 3.57% | 3.31% | 3.14% | 3.22% |
| % 10 year fixed refinance | 2.63% | 4.54% | 4.43% | 2.97% | 1.65% | 1.06% | 0.93% | 1.02% |
| avg refi rate | 4.10% | 3.69% | 3.13% | 2.93% | 3.50% | 3.28% | 3.18% | 3.14% |
| Avg credit score | 767.64 | 770.96 | 771.54 | 766.95 | 752.22 | 754.18 | 753.31 | 749.82 |
| Avg LTV (loan to value) | 65.29% | 66.13% | 67.43% | 68.71% | 72.46% | 71.33% | 68.61% | 65.88% |
| Avg Combined LTV (loan to value) | 67.37% | 68.06% | 68.92% | 70.17% | 73.68% | 72.23% | 69.28% | 66.60% |
| Avg DTI (debt to income) | 31.35 | 30.83 | 30.55 | 30.63 | 33.59 | 33.41 | 33.73 | 34.73 |
| Avg refinance insurance % | 1.48% | 1.82% | 2.26% | 3.36% | 4.44% | 3.70% | 2.93% | 2.57% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Westminster, Colorado 80036
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Westminster, Colorado 80036, we have compiled a list of the leading refinance brokers to guide you.
Steve Thompson
Branch Manager
125 Circle Way St., Ste. 102
Westminster, CO 80036
(979) 529-4253
steve.thompson@gatewayloan.com
Christopher Rush
Loan Originator
125 Strafford Avenue, Ste. 360
Westminster, CO 80036
(610) 832-0666
christopher.rush@gatewayloan.com
Francee Mercadante
Loan Originator
125 Strafford Avenue, Ste. 360
Westminster, CO 80036
(610) 832-0666
francee.mercadante@gatewayloan.com
Tom Lynch
Branch Manager
125 Strafford Avenue, Ste. 360
Westminster, CO 80036
(610) 832-0666
tom.lynch@gatewayloan.com
Carolyn Geis
Loan Originator
12777 Jones Road, Ste. 325
Westminster, CO 80036
(832) 915-3051
carolyn.geis@gatewayloan.com
Address
125 Circle Way St., Ste. 102
Westminster, CO
Contact
(979) 529-4253
Fax (301) 639-0804
steve.thompson@gatewayloan.com
Address
125 Strafford Avenue, Ste. 360
Westminster, CO
Contact
(610) 832-0666
Fax (301) 639-0804
christopher.rush@gatewayloan.com
Address
125 Strafford Avenue, Ste. 360
Westminster, CO
Contact
(610) 832-0666
Fax (301) 639-0804
francee.mercadante@gatewayloan.com