Compare Today’s Refinance Rates for Wheat Ridge, Colorado
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Wheat Ridge, Colorado 80034. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Wheat Ridge and other areas of Jefferson county, expected lifetime cash savings are $13,341 or $37 / month.
For Wheat Ridge, Colorado 80034, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
No suitable program is found
Summary of Average Refinance Terms in Wheat Ridge, Colorado 80034
Become a certified mortgage expert on Pureloan.com
in Wheat Ridge, Colorado 80034
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Wheat Ridge, CO 80034, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Wheat Ridge, Colorado 80034 from 2012 - 2019
Below are historical data on refinancing in Wheat Ridge, Colorado and around Jefferson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 57.35% | 48.52% | 48.83% | 55.15% | 62.54% | 61.90% | 65.42% | 59.78% |
| avg refi rate | 4.87% | 4.51% | 3.92% | 3.77% | 4.53% | 4.12% | 3.88% | 3.95% |
| % 15 year fixed refinance | 29.72% | 35.54% | 36.44% | 34.41% | 28.37% | 25.44% | 22.65% | 29.31% |
| avg refi rate | 4.25% | 3.82% | 3.28% | 3.01% | 3.57% | 3.31% | 3.14% | 3.22% |
| Avg credit score | 767.64 | 770.96 | 771.54 | 766.95 | 752.22 | 754.18 | 753.31 | 749.82 |
| Avg LTV (loan to value) | 65.29% | 66.13% | 67.43% | 68.71% | 72.46% | 71.33% | 68.61% | 65.88% |
| Avg DTI (debt to income) | 31.35 | 30.83 | 30.55 | 30.63 | 33.59 | 33.41 | 33.73 | 34.73 |
| Avg refinance insurance % | 1.48% | 1.82% | 2.26% | 3.36% | 4.44% | 3.70% | 2.93% | 2.57% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Wheat Ridge, Colorado 80034
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Wheat Ridge, Colorado 80034, we have compiled a list of the leading refinance brokers to guide you.
Edward Terrazas
Certified Mortgage Planner
11941 W. 48th Ave., #200
Wheat Ridge, CO 80034
(303) 937-7811
loanwiz@americaloan.com
Kimberly Stertz
Loan Originator
11941 W. 48th Ave., #200
Wheat Ridge, CO 80034
(303) 996-1900
kimstertz@americaloan.com
Jim Lewis
Vice President
11941 W. 48th Ave., #200
Wheat Ridge, CO 80034
(303) 996-1900
jlewis@americaloan.com
Tom Furjanic
Loan Originator
11941 W. 48th Ave., #200
Wheat Ridge, CO 80034
(303) 996-1900
tfurjanic@americaloan.com
Fred Condra
Senior Mortgage Originator
11941 W. 48th Ave., #200
Wheat Ridge, CO 80034
(303) 747-7447
fcondra@americaloan.com
Address
11941 W. 48th Ave., #200
Wheat Ridge, CO
Contact
(303) 937-7811
Fax (301) 639-0804
loanwiz@americaloan.com
Address
11941 W. 48th Ave., #200
Wheat Ridge, CO
Contact
(303) 996-1900
Fax (301) 639-0804
kimstertz@americaloan.com
Address
11941 W. 48th Ave., #200
Wheat Ridge, CO
Contact
(303) 996-1900
Fax (301) 639-0804
jlewis@americaloan.com